KateHorrell

Helping Military and Veteran Families Be Confidently Prepared for The Next Stage of Life

January Military Scholarships for Service Members, Veterans, Spouses and Kids


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This January Military Scholarship post is part of my ongoing Military Scholarships series. Next month is a doozy, so get your stuff in order, request those letters of recommendation, and start reviewing all the tricky little details. I made my poor daughter labor over an essay for a scholarship, and we later figured out that… | Read More…

When Is The Next Military Payday?


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Whelp, we’ve avoided a government shutdown. For now.  The next regular military payday is Friday, 15 December 2023.  If you receive an active duty military paycheck, then that’s the day you’ll get paid – unless you use a bank or credit union that offers early direct deposit of military pay as a benefit to their… | Read More…

When Selling Your House At A Loss Is The Right Choice


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Considering selling your house at a loss? There’s a lot to consider. Military families have unique challenges when they buy a house. The biggest challenge is what to do with the house when you receive PCS orders a few years (or months!) later. Some folks bought the house with clear plans to turn it into… | Read More…

Tricare Open Season: How To Pick Your Right Tricare Plan


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

It’s that time of year again: Tricare Open Season. This year’s Tricare Open Season runs from today, Monday, 13 November 2023 through Tuesday, 12 December 2023. Be sure to select what Tricare plan you want to use for 2024 during the open season, or you’re stuck with what you had in 2023 unless you have… | Read More…

Everything About TRICARE Costs and Fees 2023 and 2024


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

TRICARE costs can be more confusing than you’d think. This is especially true if you’re used to  Medical Treatment Facilities (MTF) and you start seeing civilian providers. There are deductibles and co-pays and networks and catastrophic caps. Who can keep track? It doesn’t help that the civilian providers often don’t know how it works. Heck,… | Read More…

How A Government Shutdown Affects Military Families


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

How does a government shutdown affects military families? It’s a question on many minds this week, as our government draws nearer to the deadline to fund federal operations. While we all hope that a shutdown can be averted, we need to prepare for the possibility that a shutdown may happen. So how will this affect… | Read More…

December Military Scholarships for Service Members, Veterans, Spouses & Kids


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

This post is part of my ongoing Military Scholarships series. December is such a busy month, you might as well go ahead and get started on these important scholarship applications now. The Behan Law Group Military Veteran Scholarship Deadline: 6 December 2023 Description: Eligible to apply if you are a U.S. military veteran, active duty… | Read More…

Employment Resources for Military and Veteran Spouses


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Job hunting is hard. Many families struggle with the transition out of the military and into the civilian world. It’s natural – it is a big change! Thankfully, there are a world of employment resources available to both the veteran and the spouse. A recent Facebook conversation encouraged me to pull together some resources available… | Read More…

Retired Military Dental Options


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

What are your retired military dental coverage options? While an active duty service member, you’ve been covered under the Active Duty Dental Program. And family members of active duty service members have one DoD choice: the Tricare Dental Program. But when the service member retires, both the retiree and the family have a whole world… | Read More…

Life Insurance After Military Service


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Military service members have simple, affordable life insurance coverage through the Servicemembers Group Life Insurance program, usually called SGLI. Military spouses may be covered through Family SGLI, or FSGLI. But this coverage ends shortly after military separation or retirement. Many families still need life insurance protection during the next stage of their life. There are… | Read More…

Confidently Prepared!™

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.