KateHorrell

Helping Military Families Make The Most of Their Money

Should You Sell Back Your Military Leave, or Take Terminal Leave?


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One hot topic in military finance is the selling of leave. Generally, these are folks who are separating or retiring, and they’re trying to figure out what to do with their leave. I used to have a single answer, and then I opened my mind a little, discovered that there are a lot of variables… | Read More…

When Is The Next Military Payday?


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The next regular, active duty payday is Monday, 1 July 2019. These Monday paydays can be really confusing. Most military members will have their military pay deposited on Monday, 1 July 2019. However, depending on your bank or credit union, you may have access to your funds earlier if they offer early crediting of direct… | Read More…

Need A Little Help With Your SBP Decision?


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This is a guest post from my good friend Daniel Kopp at Wise Stewardship Financial Planning. Daniel and I have talked extensively about the struggles with the Survivor Benefit Plan (SBP) decision, and he has decided to offer a special financial planning package just for this oh-so-important choice. Because I believe so strongly in the… | Read More…

Everything About Tricare Costs and Fees 2019


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Tricare can be more confusing than you’d think, especially if you’re used to being treated at Medical Treatment Facilities (MTF) and you start seeing civilian providers. And it doesn’t help that the civilian providers often don’t know what’s going on, and sometimes the contractors (Humana in the East, Health Net Federal Services in the West)… | Read More…

Navy Federal Credit Union Military Appreciation Month 2019


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You may have heard that May is Military Appreciation Month, and lots of organizations are celebrating in different ways. Navy Federal Credit Union (NFCU) has several special offers, and you’ve only got until Friday to take advantage of them. Cash Back on Auto Refinancing Do you have a car financed with another lender? Refinance your… | Read More…

July Military Scholarships for Service Members, Veterans, Spouses and Kids


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This post is part of my ongoing Military Scholarships series. July is possibly the slowest month in the scholarship world, so if you don’t find much here, you can get a head start on some of the scholarships coming up in future months. (But be sure to check back, because I am always finding new… | Read More…

Three Simple Steps To Slash Your Food Budget


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For most families, food is one of the three biggest expenses each month. There are many different ways to save money on food: extreme couponing, very limited diets (think beans and rice and rice and beans), shopping sales, once a month cooking, and more. I’ve tried most of them, and while I can save a… | Read More…

Financial Stability Lets You Focus On Your Family


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

It’s been quiet here at KateHorrell.com. I have a kid dealing with some medical stuff, and it’s been taking a lot of time that I would be spending on work-related things. I hope y’all will forgive me. Today, while I was busy feeling guilty about putting my family first, I had a really powerful realization:… | Read More…

Kate Rants: Why Can’t The Military Keep Paperwork?


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This is a bit of a rant, and a bit of a Public Service Announcement (PSA). Why in the heck is the military so really, really bad at keeping paperwork? I don’t know, but I have a solution for you. (Not for the military – that’s way above my paygrade.) I ask this question because… | Read More…

Commissioning? Understand Your Blended Retirement System Options


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May and June are the biggest commissioning time of year. Not only do all the service academies graduate then, but thousands of ROTC students also graduate and enter their active military service. This years’ group of newly commissioned officers face a unique question: should they opt into the military’s new Blended Retirement System (BRS), or… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.