KateHorrell

Helping Military Families Make The Most of Their Money

When Is The Next Military Payday?


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The next regular, active duty payday is Thursday, 1 August 2019. These Monday paydays can be really confusing. Most military members will have their military pay deposited on Thursday, 1 August 2019. However, depending on your bank or credit union, you may have access to your funds earlier if they offer early crediting of direct… | Read More…

How We Save Money Renting Apartments and Houses Through VRBO and AirBNB


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Like many military families, we like to travel, especially when we’re stationed overseas. But with six people in our family, traveling is expensive! We are always searching out ways to enjoy our trips without spending any more money than necessary. The two places that are generally easiest for us to save money are on lodging… | Read More…

How To Get A Refund Of The VA Home Loan Funding Fee


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Home mortgages guaranteed by the Department of Veterans Affairs (VA) are a valuable benefit of military service. One of the characteristics of a VA-backed home loan is that you have to pay a funding fee when you get the loan. However, some folks are exempt from the funding fee. If you pay the funding fee,… | Read More…

Should You Sell Back Your Military Leave, or Take Terminal Leave?


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One hot topic in military finance is the selling of leave. Generally, these are folks who are separating or retiring, and they’re trying to figure out what to do with their leave. I used to have a single answer, and then I opened my mind a little, discovered that there are a lot of variables… | Read More…

Need A Little Help With Your SBP Decision?


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This is a guest post from my good friend Daniel Kopp at Wise Stewardship Financial Planning. Daniel and I have talked extensively about the struggles with the Survivor Benefit Plan (SBP) decision, and he has decided to offer a special financial planning package just for this oh-so-important choice. Because I believe so strongly in the… | Read More…

Everything About Tricare Costs and Fees 2019


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Tricare can be more confusing than you’d think, especially if you’re used to being treated at Medical Treatment Facilities (MTF) and you start seeing civilian providers. And it doesn’t help that the civilian providers often don’t know what’s going on, and sometimes the contractors (Humana in the East, Health Net Federal Services in the West)… | Read More…

Navy Federal Credit Union Military Appreciation Month 2019


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You may have heard that May is Military Appreciation Month, and lots of organizations are celebrating in different ways. Navy Federal Credit Union (NFCU) has several special offers, and you’ve only got until Friday to take advantage of them. Cash Back on Auto Refinancing Do you have a car financed with another lender? Refinance your… | Read More…

July Military Scholarships for Service Members, Veterans, Spouses and Kids


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This post is part of my ongoing Military Scholarships series. July is possibly the slowest month in the scholarship world, so if you don’t find much here, you can get a head start on some of the scholarships coming up in future months. (But be sure to check back, because I am always finding new… | Read More…

Three Simple Steps To Slash Your Food Budget


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For most families, food is one of the three biggest expenses each month. There are many different ways to save money on food: extreme couponing, very limited diets (think beans and rice and rice and beans), shopping sales, once a month cooking, and more. I’ve tried most of them, and while I can save a… | Read More…

Financial Stability Lets You Focus On Your Family


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It’s been quiet here at KateHorrell.com. I have a kid dealing with some medical stuff, and it’s been taking a lot of time that I would be spending on work-related things. I hope y’all will forgive me. Today, while I was busy feeling guilty about putting my family first, I had a really powerful realization:… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.