KateHorrell

Helping Military Families Make The Most of Their Money

When Is The Next Military Payday?


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The next regular, active duty payday is Monday, 1 April 2019. When are you going to see that paycheck? Most military members will have their military pay deposited on Monday, 1 April 2019. However, depending on your bank or credit union, you may have access to your funds earlier if they offer early crediting of… | Read More…

Banks and Credit Unions With Early Deposit Of Military Pay


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Everyone loves getting paid, and people love getting paid early. Even when you’re financially secure, and you don’t need the money immediately, there’s a psychological boost from getting paid a day or two before the actual payday. (Not a psychologist, can’t explain why, but it’s so true!) If you are receiving pay from the military,… | Read More…

Kate Rants: It’s Not About The Refund or Owing More Taxes


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Oh, my goodness. You spend 2 minutes communicating with anyone lately, whether in person, on the phone, via owl, or on the internet, and the talk turns to income taxes. Everyone has a story this year, and they want to share. It’s not surprising; the sweeping legislation commonly called The Tax Cuts and Jobs Act… | Read More…

Travel Allowances for Military Moves


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The entitlements that come with military Permanent Change of Station (PCS) moves are confusing.  In addition to the movement of household goods, Dislocation Allowance (DLA), and Temporary Lodging Expense (TLE) and/or Temporary Lodging Allowance (TLA), most PCS moves are authorized travel allowances to drive from the old duty station to the new duty station. Monetary… | Read More…

Ten Ways To Make Savings Automatic


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We’re back on day 2 of Military Saves Week, and today’s subject is saving automatically. There is no doubt that automatic savings work, but sometimes finding the right automatic savings method can be hard. See if any of these ideas work for you: Skim Off The Top Look at the usual amount of your paychecks,… | Read More…

Ten Steps To Save With A Plan


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Today is the first day of Military Saves Week 2019. If you’re not familiar with Military Saves Week, it is an education and awareness event to encourage military families to save money. It’s part of the larger America Saves program. This week, the first day’s subject is Save With A Plan. Planning makes everything easier!… | Read More…

How Income Taxes Work – Even If You’re Not A Tax Person


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Income taxes can be difficult.  There are literally thousands of pages of laws, and hundreds of different forms that some people have to use to file their income tax return.  However, the basic system isn’t really that complicated. The Budget Billing Analogy Before I explain the income tax system, let me explain something very similar:… | Read More…

Maintaining All Your Stuff In One State: Why It Matters Now More Than Ever


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Legal offices and financial counselors have been saying it for years: try to be consistent in demonstrating your state of legal residence. And there are always some military service members and family members who insist that it doesn’t matter, that no one has ever challenged them, and that the legal and financial folks are just… | Read More…

Blue Star Family Survey : Spouse Employment Is Important


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While you’re reading this, I’m on my way to the official release of the Blue Star Families annual survey of military families. While I’ve only seen the highlights (more to come!), the one piece that jumped out at me is that 70% of military millennials think that two incomes are vital to a family’s well-being…. | Read More…

What’s Your GI Bill Strategy?


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Families across the country are knee deep in figuring out the best way to pay for college for their now-seniors, and the GI Bill is part of many of those conversations. Being able to transfer the Post 9/11 GI Bill to a kid is a huge benefit. When you have more than one child (we… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.