KateHorrell

Helping Military Families Make The Most of Their Money

When Is The Next Military Payday?


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The next regular, active duty payday is Monday, 1 October 2018. But what most military members want to know is, “When will that pay show up in my bank account?” With the payday being on a Monday, things are always a little tricky. Well, that depends. Most military members will have their military pay deposited… | Read More…

How Government Shutdowns Can Affect Military Pay


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Whenever we start talking about a government shutdown, there is a lot of confusion.  It’s understandable – these things are confusing.   Heck, I have to re-learn it every single time it comes up, just to be sure I’m not messing something up, and this is my job.  There are a lot of little details,… | Read More…

Hurricane Evacuations, Military Entitlements, and Insurance Coverage


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I am updating this article as I gather new information – come back for the latest details! There’s a hurricane headed to the east coast of the United States, and military bases are preparing. Many military families are wondering if they should evacuate, and when and if the military or their insurance company will help… | Read More…

How Much Car Can You Afford: 5 Rules for Smart Car Buying


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Rules of thumb are great: they give you an idea where to start thinking. They’re not perfect; of course not. There are always exceptions and variables and special situations. But those are truly unique situations. For most people, rules of thumb are useful tools. I know how hard it is to buy a car within… | Read More…

Kate Rants: Parents, Don’t Set Your Kids Up For Failure By Letting Them Get Into Too Much Debt For College


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It’s no secret that college is expensive, and that excessive student loans are creating a lot of hardship for many people in the United States. I see a big trend towards blaming the colleges and the loan companies for this situation, but I see it differently. I’ve been mulling over the post for a couple… | Read More…

Security Clearances Are Changing: Why You Need To Keep Your Credit Clean & How To Do It


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

As the Department of Defense takes over the processes of issuing and maintaining security clearances, the system is going to become more automated and, in some ways, more thorough. On part of this automation will include more and ongoing checks on the financial fitness of those who hold a security clearance. With this new scrutiny, it’s… | Read More…

Southern California Tolls and Military Families


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It’s getting harder and harder to drive around the country and not get stuck with in a situation where there’s a toll and the only way to pay is with a toll program that you don’t have! It’s frustrating to get stuck with a big bill, and the area between Los Angeles and San Diego… | Read More…

Everything About Tricare Young Adult


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One of the trickiest parts of having young adult children is making sure that they have access to health insurance. While the Affordable Care Act (ACA) mandated that insurance companies extend children’s coverage to age 26, that mandate doesn’t apply to Tricare because technically Tricare isn’t insurance. And federal law prohibits kids from remaining on… | Read More…

Life Insurance or SBP? Asking The Right Questions


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At least once a day, someone asks me some variation of the same question: “I’m trying to decide whether to get life insurance or take the Survivor Benefit Plan (SBP.) What do you think?” And at least once a day, I type out a multi-paragraph answer. And honestly I don’t have that much time every… | Read More…

My Kid Saved At Least $100 On Her Textbooks In Less Than 15 Minutes


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Yesterday, I had a proud parenting moment. One of my kids texted me the night before and said, “I got my book list. Can you help me find the best prices?” She’s been pretty good about renting and buying used and getting some on Amazon, but I hadn’t felt that we’d put forth our best… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.