Tricare is amazing insurance but, just like any other insurance, you have to play within the rules. One thing that has always been confusing to me is the relationship between each type of Tricare provider. In-network, out-of-network, and non-participating providers – what does this mean? Like, why are there three groups? How do I know… | Read More…
DC Tricare Options: Prime, Select, or Johns Hopkins USFHP?
This entire article is for military family members living in the greater metropolitan Washington, DC area. Live somewhere else? Check out this article. For a similar conversation for retirees, see this article. One of your first questions with any military move is: Which health care coverage should I choose? Or maybe you’ve lived somewhere for… | Read More…
Everything About Tricare Costs and Fees 2022
Tricare costs can be more confusing than you’d think, especially if you’re used to being treated at Medical Treatment Facilities (MTF) and you start seeing civilian providers. And it doesn’t help that the civilian providers often don’t know what’s going on, and sometimes the contractors (Humana in the East, Health Net Federal Services in the… | Read More…
Tricare Open Season: How To Pick The Right Tricare For Your Family
It’s that time of year again: Tricare Open Season. This year’s Tricare Open Season runs from Monday, 8 November 2021 (next Monday!) through Monday, 13 December 2021. Be sure to select what Tricare plan you want to use for 2022 during the open season, or you’re stuck with what you had in 2021 unless you… | Read More…
Legal Documents for Young Adults: What You Need To Have
It’s that time of year! Young adults all over the country are moving on to the next step of their lives. It might be a job, or it might be college. We moved one two weeks ago, I have one moving next week, and another one moving in about a month. This is a good… | Read More…
Everything About Tricare Young Adult
One of the trickiest parts of having young adult children is making sure that they have access to health insurance. While the Affordable Care Act (ACA) mandated that insurance companies extend children’s coverage to age 26, that mandate doesn’t apply to Tricare because technically Tricare isn’t insurance. And federal law prohibits kids from remaining on… | Read More…
Active Duty Family Tricare Options: Prime, Select, Or US Family Health Plan?
This entire article is for Active Duty family members. For a similar conversation for retirees, see this article. Military families are blessed to have two (or three) different health plans from which to pick. If you’re not familiar with the ins and outs of each plan, it can be hard to pick. Which health care… | Read More…
Should You Take Your Employer’s Health Insurance If You Have Tricare?
A common question from working military spouses and military retirees is, “Should I take my employer’s health insurance, since I have Tricare?” It’s a smart question to ask, but you’ll need some details to find an answer. Understanding How Tricare and Other Health Insurance Work Together In Tricare language, any other health insurance is called… | Read More…
Tricare for Life: Military Medical Benefits When You’re Using Medicare
When you (or your military sponsor) retire from the military, you remain on regular Tricare. You can choose either Prime or Select and pay the retired premiums, deductibles, and co-payments. Your regular Tricare coverage ends when you turn 65. Once you turn 65, you are eligible for Tricare for Life. TFL acts as wrap-around coverage… | Read More…
Tricare Now Offering Teleheath Services, Including Mental Health
Tricare beneficiaries, rejoice! Tricare, through their contractors Humana and Health Net Federal Services, are now offering telehealth through two different services, Dr+ on Demand and Telemynd . I am so excited about this, I can’t even explain. Finding health care can be challenging enough under the best of circumstances, and the current pandemic is far… | Read More…