KateHorrell

Helping Military Families Make The Most of Their Money

Everything About Tricare Costs and Fees 2019


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Tricare can be more confusing than you’d think, especially if you’re used to being treated at Medical Treatment Facilities (MTF) and you start seeing civilian providers. And it doesn’t help that the civilian providers often don’t know what’s going on, and sometimes the contractors (Humana in the East, Health Net Federal Services in the West)… | Read More…

Kate Rants: Why Is Tricare Still Messed Up?


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I’m feeling a little crankly this morning. This whole Tricare open season has me stressed about whether to switch to Tricare Select, and I’ve been spending a ton of time comparing the costs and benefits and trying to figure it all out. Which is ridiculous, because this is already my full-time job and I should… | Read More…

Vision Insurance for Military Families (Currently Serving and Retired)


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Starting in 2019, military and retiree families will be able to purchase vision insurance through the Federal Employees Dental and Vision Insurance Program (FEDVIP). Depending on your family’s situation, vision insurance can be a great way to lower your out-of-pocket spending on vision care, glasses and contacts. If you’re interested in taking advantage of a… | Read More…

New Tricare Rule: No Mid-Year Plan Switching


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Because Tricare, the “open season” doesn’t “actually” apply this year. Under the federal law that created the changes, the entire year of 2018 is a “grace period.” So you can actually switch back and forth through 31 December 2018, no matter what you’ve been told. Isn’t that special? Starting in 2019, you won’t be able… | Read More…

How To Pick A New Retiree Dental Plan


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

*This post is part of a membership campaign for MetLife FEDVIP Dental Plan. I am receiving a fee for this post; however, the opinions expressed in this post are my own. I am in no way affiliated with MetLife and do not earn a commission or percent of sales.* With the changes in the retiree… | Read More…

Everything About Tricare Young Adult


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

One of the trickiest parts of having young adult children is making sure that they have access to health insurance. While the Affordable Care Act (ACA) mandated that insurance companies extend children’s coverage to age 26, that mandate doesn’t apply to Tricare because technically Tricare isn’t insurance. And federal law prohibits kids from remaining on… | Read More…

Understanding Changes to Military Dental and Vision Coverage


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Related articles: How To Pick A New Retiree Dental Plan and Vision Insurance for Military Families In case you haven’t heard, there are some big changes happening to retiree dental and active duty and retiree vision coverage in 2019. And those changes require you to make some decisions and take some action in 2018, so don’t think, “I’ll… | Read More…

Deployment and Medical Expenses – Should You Bunch Your Medical Spending?


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

It’s December, and that means endless commercials reminding people to use their flexible spending account dollars before the end of the year.  The Department of Defense, unfortunately, still hasn’t implemented the flexible spending account that they were directed to create in the 2010 Defense Authorization Bill. If we don’t have flexible spending accounts, why should… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.