Once upon a time, I used to think that our family didn’t need a big emergency fund because my husband is in the military. Payday comes twice a month, and the possibilities of him getting kicked out in a short amount of time are small, right? As I’ve gotten older, I’ve come to realize just… | Read More…
Your Spending Plan: Why Can’t You Stick To It?
Spending plan, otherwise known as a budget. Just the word(s) makes a lot of people stop paying attention, and that’s a shame because a spending plan is the most effective way to create the financial life that you desire. Most people have tried to use a spending plan at some point in their lives, and… | Read More…
Is It Smart To Invest In Cryptocurrency?
My friend Jerry Zeigler knows way more about cryptocurrency than I do, so I asked him to write something so we can all learn. As a financial counselor, I once had a client who had put all his savings into cryptocurrency before he became my client. He subsequently lost his job during a period when… | Read More…
Southern California Tolls and Military Families
It’s getting harder and harder to drive around the country and not get stuck with in a situation where there’s a toll and the only way to pay is with a toll program that you don’t have! It’s frustrating to get stuck with a big bill, and the area between Los Angeles and San Diego… | Read More…