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Helping Military Families Make The Most of Their Money

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You Need This: In Case Of Emergency Binder

4 January 2021

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

New year, new financial plans. I am reposting this as part of my 2021 Financial Plan. I will finish this project this year. Last year, or maybe the year before, my friend Doug Nordman started talking about a nifty new printable workbook offered by Chelsea of Smart Money Mamas. This printable workbook is called In… | Read More…

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Southern California Tolls and Military Families

22 August 2018

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

It’s getting harder and harder to drive around the country and not get stuck with in a situation where there’s a toll and the only way to pay is with a toll program that you don’t have! It’s frustrating to get stuck with a big bill, and the area between Los Angeles and San Diego… | Read More…

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Filed Under: Money Management Tagged With: military, san diego, socal, southern california, tolls

Kates Rants: Military Families Need Emergency Funds, Too

13 July 2018

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Once upon a time, I used to think that our family didn’t need a big emergency fund because my husband is in the military.  Payday comes twice a month, and the possibilities of him getting kicked out in a short amount of time are small, right? As I’ve gotten older, I’ve come to realize just… | Read More…

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Filed Under: Money Management Tagged With: emergency, emergency fund, military

Why You Don’t Stick To A Budget, And What To Do About It

8 December 2017

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This really helped my figure out why I should care about my money.

Budget. Just the word makes a lot of people stop paying attention, and that’s a shame because a budget (I prefer “spending plan”) is the most effective way to create the financial life that you desire. Most people have tried to use a budget at some point in their lives, and very few people stick… | Read More…

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Filed Under: Money Management, Personal Finance Tagged With: budget, spending plan

Are You Ready To Be A Landlord? Five Questions You Need to Answer

22 August 2017

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

In the military, we face this decision more than most folks.  We buy a house because we intend to stay in it for a while.  We hope that we can hold it long enough to actually have prices rise over time, then either rent it or sell it for a profit.  Then life gets in… | Read More…

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What Financial Health Means To Me #FinHealthMatters

27 June 2017

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

What Financial Health Means To Me

Financial health means being able to care for the people you love. This year, I’ve had more times than usual to be thankful for financial health.  My beloved grandfather, age 95, had a stroke the first week in January.  He has almost completely recovered, thankfully, but it was a very potent reminder of why financial… | Read More…

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What Military Landlords Should Know About Section 1250 Depreciation

14 November 2016

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

This post was contributed by my friend Forrest Baumhover, a Certified Financial Planner® with Lawrence Financial Planning. This is tricky stuff – hearing it explained different ways can make it easier to understand. I’ve written about the same subject at Understanding Depreciation Recapture Taxes on Rental Property. Just because you joined the military, you shouldn’t have… | Read More…

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Eleven Real Estate Lessons I Learned as an Accidental Landlord

6 June 2016

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

This is the story of my first house, which my wife and I bought in our twenties. Things worked out in the end, but there are some lessons that we learned that I would like to share with our military audience. You might find great success in your real estate transactions (although the successful people… | Read More…

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6 Military Personal Finance Blogs You Should Follow

14 May 2016

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Military Bloggers

This post is for those of you who want to follow military-specific personal finance blogs, but don’t want to get overwhelmed by everything that’s out there.  If you don’t know where to go beyond this blog, I would suggest checking out these five places, and see which ones resonate with you. 1. The Military Wallet… | Read More…

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Invest in Flowers, Not Rims

18 April 2016

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

So why is this important? Like I mentioned earlier, spending thousands of dollars on auto accessories means that money isn’t invested for the future. Most people would read this to mean investing in Thrift Savings Plan, your retirement accounts, or putting money towards your children’s’ college education—all worthwhile goals. However, I’ll define it in a slightly different manner by describing what the auto accessory store replaced—the flower shop.

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Filed Under: Money Management

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Welcome

Hi! I'm Kate! Personal financial educator, Navy spouse, and mom of four.

Here at the blog, I talk about the personal financial issues that affect military families - pay, allowances, and benefits. Plus college stuff, landlording, moving, taxes. You know, all of it.

I'm glad you are here!

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This site does contain advertising and affiliate links. If you click on an advertisement or link, I may be compensated. I only promote companies that I love and trust. Kings High Media/KateHorrell.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com

Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.

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