KateHorrell

Helping Military Families Make The Most of Their Money

When Is The Next Military Payday?


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The next regular, active duty payday is Friday, 30 November 2018. After that long pay period at the end of October, we’re going to have a couple of blessedly regular paychecks. (Note, though, that depending on when your bank pays, the end of December pay period may be long again.) So, when are you going… | Read More…

2018 and 2019 USAA Military Pay Deposit Dates – With Printables


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I’ve had lots of lovely requests looking for the 2019 USAA pay deposit calendars. Y’all are so organized! I’ve added 2019 to the bottom of this post, and then I’ll delete 2018 when the year ends. As always, please let me know when you see errors in the calendars. There is always at least one…. | Read More…

How Government Shutdowns Can Affect Military Pay


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Whenever we start talking about a government shutdown, there is a lot of confusion.  It’s understandable – these things are confusing.   Heck, I have to re-learn it every single time it comes up, just to be sure I’m not messing something up, and this is my job.  There are a lot of little details,… | Read More…

Life Insurance or SBP? Asking The Right Questions


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

At least once a day, someone asks me some variation of the same question: “I’m trying to decide whether to get life insurance or take the Survivor Benefit Plan (SBP.) What do you think?” And at least once a day, I type out a multi-paragraph answer. And honestly I don’t have that much time every… | Read More…

USAA and NFCU Announce Loans Programs If The Government Shuts Down


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Two of the largest banks used by military members have announced their programs to assist customers if a government shutdown delays pay. Both USAA and Navy Federal Credit Union (NFCU) offer interest-free loan program to eligible customers if pay is interrupted.  While we all hope that the government does not shut down, and military pay… | Read More…

12 Ways To Prepare For The Next Government Shutdown


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You’ve probably heard that the January 2018 government shutdown has ended, and Congress has agreed to fund the government for 17 more days. At that point, it is possible that we’ll be in the same situation we just left: a shutdown. What should military families be doing to be better prepared for the next government… | Read More…

10 Things To Do During A Government Shutdown


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

23 January 2018: This shutdown is over. Keep your momentum and be ready for the next one:  12 Ways to Prepare For The Next Government Shutdown It’s happened again: Congress has failed to pass a spending bill, and the federal government has shut down. If the shutdown is not resolved in a timely manner, and… | Read More…

2018 Military Retirement Paydays


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

It’s almost 2018, and lots of us are planning our financial year. It’s easier when you know when you’ll get paid! While military pay is relatively easy, there can be some tricky bits. Military retirement pay days are on the first of the following month, except when the 1st falls on a weekend or federal… | Read More…

2018 Active Duty Military Paydays – With Printables


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Note: I’ll publish the USAA and retirement calendars as soon as I figure out the problem with my images 🙂  Thanks for your patience! It’s almost 2018, and lots of us are planning our financial year. It’s easier when you know when you’ll get paid! While military pay is relatively easy, there can be some… | Read More…

Simplify Your Life By Using More Bank Accounts


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Update: In the two years since I first wrote this post, I’ve opened even more bank accounts! Here’s what we’re doing now: Most people are looking for ways to improve their financial management. Maybe they need a complete overhaul, or maybe just a few small tweaks, but there is usually room for some improvement. Though… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.