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You’re Richer Than You Think: A Review of David Bach’s The Latte Factor Book

20 September 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

“If you don’t know where you are going, you might not like where you end up.” In his latest book, The Latte Factor, bestselling financial author David Bach tells the fictionalized story of Zoey, a hardworking 20-something who is struggling to stay afloat financially. She meets Henry, who teaches her about his three secrets for… | Read More…

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Filed Under: Personal Finance Tagged With: david bach

Kate Rants: TSP Is Not The Right Tool For Timing The Market

21 September 2018

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Usually, my rants are on subjects that I know inside out. Today’s rant is going to be on a subject about which I know just enough to make an idiot out of myself, and I’m OK with that. Lately, I’ve been running into more and more people who are using their Thrift Savings Plan (TSP)… | Read More…

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Filed Under: Personal Finance, Retirement Tagged With: market timing, thrift savings plan, trading, TSP

Security Clearances Are Changing: Why You Need To Keep Your Credit Clean & How To Do It

24 August 2018

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

As the Department of Defense takes over the processes of issuing and maintaining security clearances, the system is going to become more automated and, in some ways, more thorough. On part of this automation will include more and ongoing checks on the financial fitness of those who hold a security clearance. With this new scrutiny, it’s… | Read More…

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Filed Under: Personal Finance Tagged With: debt, military, security clearance

Military and Divorce: Stuff You’ve Got To Consider

7 May 2018

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

While a divorce is essentially a civilian matter, there are certain aspects of military pay and benefits that need to be considered when dealing with a marital separation or divorce where one or both members are in, or retired from, the military. All too often, I hear from one party who got the short end… | Read More…

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Filed Under: Personal Finance, Spouses Tagged With: divorce, retirement, SBP

What Financial Health Means To Me #FinHealthMatters

27 June 2017

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

What Financial Health Means To Me

Financial health means being able to care for the people you love. This year, I’ve had more times than usual to be thankful for financial health.  My beloved grandfather, age 95, had a stroke the first week in January.  He has almost completely recovered, thankfully, but it was a very potent reminder of why financial… | Read More…

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Filed Under: Money Management, Personal Finance

Making More Money On Your Money

8 October 2015

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Once you’ve gotten out of debt and built up a little bit of savings, then there is a whole new challenge: earning some actual interest on your saved money. Interest rates have been incredibly low for the last few years, and it is a challenge to grow your savings with the magic of compound interest…. | Read More…

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Filed Under: Personal Finance

Smart Person Says: Henrietta Mears

7 February 2014

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Henrietta Mears was a Christian educator who impacted the ministries of many prominent evangelists, including Billy Graham, Bill Bright of Campus Crusade for Christ, and Jim Rayburn of Young Life. Regardless of your religious leanings, her statement about giving applies to all of us.

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Filed Under: Personal Finance

Taking Money Out of Your TSP Account

4 April 2013

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

After putting money into your Thrift Savings Plan (TSP) account, you will someday want to take distributions from your account. There are three basic situations for taking money out of your account: regular retirement distributions, in-service distributions, and loans (not technically a distribution.) How and When Do I Get My Money Out? Withdrawals from a… | Read More…

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Filed Under: Personal Finance

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WELCOME!

Hi! I'm Kate! Accredited Financial Counselor®, Navy spouse, and mom of four.

Here at the blog, I talk about the financial issues that affect military families - pay, allowances, and benefits. Plus college stuff, landlording, moving, taxes. We cover a little bit of everything.

My goal is to give you the tools to make the best decisions right now, so you'll be confidently prepared for whatever comes next - whether that's a PCS move, transition to civilian life, or retirement.

So grab a cup of coffee, tea, or whatever makes you happy, and let's get to know each other.

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Affiliate Disclosure

This site does contain advertising and affiliate links. If you click on an advertisement or link, I may be compensated. I only promote companies that I love and trust. Kings High Media/KateHorrell.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com

Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.

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