Most people want to save. Some people are more successful at saving. What’s their trick? Having a plan. Planning makes everything easier! Here are ten steps to make a plan that will work: Find Your Why It’s hard to be motivated if you don’t have a good reason. Sometimes it takes some thought, but knowing… | Read More…

This is probably the most common question that I see asked: “How much is military pay?” It is such a simple question, yet so complicated. The simple part is because there is one pay chart, and it is public record because it is made by law, and it is not at all complicated. It is… | Read More…

I’ve been bugging my friend Forrest Baumhover to write this article for a long time. I’m glad he waited until he had the right thoughts in his head, because this is really good stuff. When Kate first asked me to write this article, I have to admit that I took longer than I usually do…. | Read More…

That picture? That’s how I want to spend my days: sitting on the beach, in the shade, with a cool drink. One way I’m going to make that happen is by saving money so that I have more financial freedom. Saving isn’t always easy, but it is always easier if you have a plan. Use… | Read More…

“Every paycheck a fortune.” I love that phrase. It brings to mind a wide variety of ideas, but usually all the ways we’ve made it untrue. With every increase in income (another fortune!), we tend to increase our standard of living so that it doesn’t actually feel like that much more. Do you remember your… | Read More…

When I talk to people about their finances, most of them have concerns, and many have questions. The single most common question is, “I don’t know where to start.” Okay, it isn’t technically a question, but it is still a question.  Thankfully, it is an easy one. So, where should you start? Whether you are… | Read More…

“If you don’t know where you are going, you might not like where you end up.” In his latest book, The Latte Factor, bestselling financial author David Bach tells the fictionalized story of Zoey, a hardworking 20-something who is struggling to stay afloat financially. She meets Henry, who teaches her about his three secrets for… | Read More…