Online shopping has become big business, especially this last year. I love shopping online because it saves me the hassle of dealing with crowded shopping malls and difficult people. It also often saves me money. But how do I know that I’m really getting the best price? It can be hard to tell, but there… | Read More…

Way back when, my family needed a bigger vehicle. We didn’t even want a bigger vehicle, but you can’t fit four car seats in a station wagon. I dutifully did my research and went car shopping. A lusted after a fun little SUV, but was practical enough to realize that I didn’t want to spend… | Read More…

Rules of thumb are great: they give you an idea where to start thinking. They’re not perfect; of course not. There are always exceptions and variables and special situations. But those are truly unique situations. For most people, rules of thumb are useful tools. I know how hard it is to buy a car within… | Read More…

For many families, the “new year” does not start in January, but rather in August or September. With PCS moves and a new school year, late summer is a perfect time to identify goals and develop new habits. Here are some things to consider tackling this month: Review Your Spending Plan, Or Build One Even… | Read More…

So there’s this thing that has happened in the world, and I think it’s a problem. It’s the mindset that “I deserve it.” I’m sure you’ve heard it, and maybe even said it: “I work hard. I deserve this new purse.” “She deserves a vacation.” “We deserve a nice night out.” Don’t get me wrong… | Read More…