KateHorrell

Helping Military and Veteran Families Be Confidently Prepared for The Next Stage of Life

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Save Money With SCRA & Military Benefits On Your Credit Cards

16 March 2026

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Imagine checking your mailbox and finding a check from your credit card company.  How cool would that be?  Pretty cool.  And it could be you! There’s a lot of conversation, and confusion, about the Servicemember’s Civil Relief Act (SCRA) and how it applies to interest on credit cards.  In large part, the confusion is because many… | Read More…

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Credit Card Benefits Free For US Military and Spouses

1 September 2025

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Military service members and their spouses can get the best travel, hotel, and cashback credit cards available with no annual fees. That means you can get excellent sign-up bonuses and recurring annual benefits for no annual charge. Typically these cards carry $450-795 annual fees, which people are willing to pay because these cards come with… | Read More…

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The Best Shopping Rebate Apps

19 June 2025

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

We’re all looking for ways to save a little money. Not only are expenses going up, but we’re rolling into the holiday season. We can’t just stop buying food and gasoline, and many of us would like to do a little non-essential shopping, too. Hopefully you’re already searching out sales and using coupons, but there’s… | Read More…

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Four Ways To Fight Stress-Related Spending

16 March 2025

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Life can be overwhelming, and when you are overwhelmed, you let things go. This is a scientifically proven fact: people who are already under stress find it more difficult to maintain their willpower. This definitely translates into our financial lives. Even people who don’t enjoy retail therapy find that they are more likely to spend… | Read More…

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Filed Under: Personal Finance, Spending

Keeping Your Pantry PCS-Ready All Year Long

12 January 2025

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

 Like many military families, my family had a pre-moving tradition of figuring out how to eat all the food that has accumulated in our freezer, refrigerator and pantry. After over many years and many Permanent Change of Station moves, I finally got the process down. Better yet, I figured out how to make this part… | Read More…

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Filed Under: Moving, Spending

How Much Does Your Transportation Actually Cost?

26 August 2024

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

How much does each one of your cars cost you each year? Does that amount make you want to consider other options? A couple of recent conversations have got me thinking about the cost of transportation, specifically owning a car. For the average American family, transportation is in the top four largest budget categories. For… | Read More…

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5 Smart Rules for Your Next Car Buying Adventure

15 March 2024

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Car buying is hard. Cars are expensive, and there are a bjillion options out there. Plus, most of us don’t have the full price of a car saved up when we need to buy. The whole thing can feel overwhelming. And you’re often rushed. I like to call it an adventure, but let’s be real…. | Read More…

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Four Habits To Fix Your Finances

1 September 2023

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

No matter where you are now, you can always do things to fix your finances. For many families, the “new year” does not start in January, but rather in August or September. With PCS moves and a new school year, late summer is a perfect time to identify goals and develop new habits. Here are… | Read More…

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You Don’t Have To Carry Debt To Have Great Credit Scores

3 July 2023

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

There are a lot of myths and misconceptions about how to have great credit scores. I hear one myth a lot. It says that you have to carry a balance on your credit cards in order to have a great score. That’s just not true. There is no part of the credit score that measures… | Read More…

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How Your Next Car Purchase Could Put $100K In Your Pocket

5 March 2023

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Looking at your financial life, and wishing it was different? What if I could put $100k in your pocket in 20 or 30 years? Well, most people need to have a car. But what  Way back when, my family needed a bigger vehicle. We didn’t even want a bigger vehicle, but you can’t fit four… | Read More…

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WELCOME!

Confidently Prepared!™

Hi! I'm Kate! Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner®. I'm also the spouse of a retired sailor and mom of four young adults.

Here at the blog, I talk about the financial issues that affect military families - pay, allowances, and benefits. Plus college stuff, landlording, moving, taxes. We cover a little bit of everything.

My goal is to give you the tools to make the best decisions right now, so you'll be confidently prepared for whatever comes next - whether that's a PCS move, transition to civilian life, or retirement.

So grab a cup of coffee, tea, or whatever makes you happy, and let's get to know each other.

Confidently Prepared™ A Printable Binder to help your military family be ready for whatever surprises life throws at you next.

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This site does contain advertising and affiliate links. If you click on an advertisement or link, I may be compensated. I only promote companies that I love and trust. Kings High Media/KateHorrell.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com

Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.

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