KateHorrell

Helping Military Families Make The Most of Their Money

Need A Little Help With Your SBP Decision?


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This is a guest post from my good friend Daniel Kopp at Wise Stewardship Financial Planning. Daniel and I have talked extensively about the struggles with the Survivor Benefit Plan (SBP) decision, and he has decided to offer a special financial planning package just for this oh-so-important choice. Because I believe so strongly in the… | Read More…

Blue Star Family Survey : Spouse Employment Is Important


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While you’re reading this, I’m on my way to the official release of the Blue Star Families annual survey of military families. While I’ve only seen the highlights (more to come!), the one piece that jumped out at me is that 70% of military millennials think that two incomes are vital to a family’s well-being…. | Read More…

Military and Divorce: Stuff You’ve Got To Consider


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While a divorce is essentially a civilian matter, there are certain aspects of military pay and benefits that need to be considered when dealing with a marital separation or divorce where one or both members are in, or retired from, the military. All too often, I hear from one party who got the short end… | Read More…

Home of Record and State of Legal Residence: Things You Need To Know


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The military can be confusing, with all its special terms and acronyms. One of the terms most often mis-used is home of record. The term comes up in questions about taxes and driver’s licenses and final moves. On rare occasion, when talking about final moves, it’s being used properly. The other 99.9% of the time,… | Read More…

Social Security for Military Spouses


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There’s a lot of misinformation available out there – particularly when you’re getting your information from friends and the internet. One of the places where I see the most mis-information is about social security benefits for military spouses. Which is sort of weird, because there are no special rules for military spouses, the rules are… | Read More…

Understanding The Military Spouses Residency Relief Act


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Update: The Veterans Benefit and Transition Act of 2018 has further amended the SCRA so that military spouses can use their active duty husband/wife’s state of legal residence for purposes of taxes and voting. The Military Spouses Residency Relief Act (MSRRA) is important law, but it is very misunderstood.  Passed in 2009, it actually amends… | Read More…

Do I Need A General or Specific Power of Attorney?


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If you ask around about powers of attorney, you will hear all sorts of information, and lots of it contradicts itself.  So, what is the real deal?  When do you need a power of attorney, what kind do you need, etc?  Every person has a different situation, so every person has a different answer.  The… | Read More…

Unemployment for Military Spouses


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Unemployment benefits for military spouses is a very controversial topic.  Some people feel strongly that a PCS move is a perfectly valid reason to receive unemployment.  Other people disagree and think that giving up a job for a PCS move is still voluntary, and should not qualify for unemployment benefits.  No matter how you feel,… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.