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How To (Maybe) Fix A Blended Retirement System Opt-In Mistake

4 January 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

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You may remember that last January, there was a flurry of concern about folks who had accidentally opted-in to the military’s new Blended Retirement System (BRS) when they were just trying to check their Leave and Earnings Statement (LES). While that particular problem seemed to have decreased as the year went on, there were other reports of different types of BRS opt-in problems across the 2018 BRS opt-in period. Folks were frustrated, and struggling to figure out how to undo the mistakes that could potentially be very expensive!

Well, I have no guarantees, but I have tracked down a process by which service members can request that their situation be reviewed. This subject came up in a blogger roundtable conference call in December, and I just got the follow-up email:

“While DoD policy is clear that the decision to opt-in is irrevocable, a Service member always has the option of applying to the Board for Correction of Military/Naval Records for relief for any matter related to pay and benefits. The Service member must prove a specific error or injustice. There is no guarantee the Board will take action to reverse a member’s election to enroll in the BRS, although it is within the purview of such boards to do so. To initiate a BCMR or BCNR case, a member should use the information at these links:

Army: http://arba.army.pentagon.mil/abcmr-app.html
Navy and Marine Corps: http://www.secnav.navy.mil/mra/bcnr/Pages/default.aspx
Air Force: https://www.afpc.af.mil/Career-Management/Military-Personnel-Records/”

If you erroneously enrolled in BRS, or if you ran into some other type of issue, please consider using this process to apply to have your record changed. It’s free, and it might just work. I would suggest being very specific about how the situation occurred, what you thought was happening versus what was actually happening, and what you did thereafter in an attempt to find a resolution.

Please, please let me know the outcome if you pursue this process!

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2 Comments
Filed Under: Pay, Retirement

Comments

  1. phuong le says

    23 March 2019 at 11:31 pm

    I’m applying for it. Will let you know how it works. thank you for your advice.

    Reply
  2. Ivy says

    10 April 2019 at 6:00 pm

    Curious to see too how it works

    Reply

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WELCOME!

Hi! I'm Kate! Accredited Financial Counselor®, Navy spouse, and mom of four.

Here at the blog, I talk about the financial issues that affect military families - pay, allowances, and benefits. Plus college stuff, landlording, moving, taxes. We cover a little bit of everything.

My goal is to give you the tools to make the best decisions right now, so you'll be confidently prepared for whatever comes next - whether that's a PCS move, transition to civilian life, or retirement.

So grab a cup of coffee, tea, or whatever makes you happy, and let's get to know each other.

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