Hey friends! Time for the semi-monthly update on your pay deposit dates.
The next regular military payday is Friday, 30 September 2022. (Because 1 October is on a Saturday.) If you receive an active duty militayr paycheck, that’s the day you’ll get paid – unless you use a bank or credit union that offers early crediting of military pay as a benefit to their members.
Early Crediting With USAA
USAA’s early crediting policy is straightforward and easy to understand. Military pay deposits are credited one business day prior to the actual military payday. So, for this payday, USAA banking customers should have their military pay deposited on Thursday, 29 September 2022.
Navy Federal Credit Union
Navy Federal Credit Union (NFCU) has two pay deposit dates depending on what type of account you use for your pay deposit.
Active Duty Checking NFCU members who use Active Duty Checking accounts should see their pay pending on Wednesday, 28 September 2022, to be posted overnight and available for use on the morning of Thursday, 29 September 2022.
NFCU members with accounts that are not Active Duty Checking accounts should see their pay pending on Thursday, 29 September 2022, to be posted overnight and available for use on Friday, 30 September 2022.
Service Credit Union
Service Credit Union’s early crediting offer is “up to two business days” early. The Service Credit Union calendar expects that pay will be deposited on Wednesday, 28 September 2022.
You can see a complete list of banks and credit unions that I know offer early direct deposit at Banks and Credit Unions With Early Direct Deposit Of Military Pay If you know more, let me know!
Knowing when the next military payday will come can make a big difference in your plans. Start planning for the year with the 2022 Active Duty Military pay post. USAA customers can use the 2022 USAA Military Pay Deposit Dates article. Navy Federal Credit Union members can use the 2022 Navy Federal Active Duty Checking Pay Deposit Dates article.
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NFCU direct deposits have always been confusing for me and many of my coworkers… especially when payday lands on a Monday. This article explains it much better than any that I have found. I have sent this link to several of my coworkers. Thank you for breaking it down into plain English.
Love your pay calendars & posts, they are so helpful! Will you post a 2019 pay calendar soon? Thanks for all you do!
For some reason I have not gotten payed yet. I have navy federal active duty checking. I’m stationed at fort Carson in Colorado. It usually drops around 10pm which is midnight where DFAS headquarters is. Any therious on if I should still get payed before Monday?
Benjamin, Navy Federal members with Active Duty checking accounts should be paid sometimes overnight to be available for use today. It doesn’t always happen at an exact time – we’re talking about thousands of transactions here, and that takes some time. I’m guessing you got paid since you wrote this?
I haven’t been paid for 19 days! I bank with chime and ever since I’ve been enlisted I’ve been getting paid on the 9th and 25th.. so I receive my first month pay check on the 9th and mid month on the 25th… a whole week later… I reached out to my bank and they are trying to figure out why this is the case and it’s been like this for almost two years.. last time I was paid was Nov.24th so I should have received my first months(1st of dec) pay on the 9thbut yet to receive it…
I can’t imagine how Chime is paying you that early…are they just guessing how much you’ll get paid?
DFAS didn’t release pay information due to the continuing resolution situation, so it’s not surprising that you didn’t get paid. This is one of the risks of any bank or credit union that offers early crediting of direct deposit. And, of course, there’s always the risk that we won’t get paid at all…
I use Venmo and get paid on the 9th and 25th also… basically 1 business day after LES comes out
I get mine on chime almost 5 days early last month the first was on a Friday I had it the Monday before it’s always like that with chime and Netspend my husband who works for the post office said a few min ago that the retirement checks are already there with a date for the 27 th on them for a bunch of people so I think the banks just hold on to them longer then others sorry
No one is holding money. It’s all about marketing. Early direct deposit is basically a short-term loan from the bank to the customer, based on the fact that the bank knows it will receive the funds from DFAS on the actual payday. Getting paid entices customers to change banks.
Post-dated checks aren’t valid until the payday, either. It’s exactly the same concept. The paperwork is prepared before the transaction occurs, but the money doesn’t change hands until the payday happens.
You won’t see it til tomorrow
I received my pay via venmo today around 1pm
Please reconsider and use a Military Friendly Bank for your deposits. As an active duty individual, one has enough concerns and stressors. Please do not add to it by trying to figure out your payday. Most Military Friendly banks publish a calendar to keep you informed. Again, please reconsider your banking institute. Just saying…
The pay delay this month had nothing to do with which bank an individual uses…
NFCU customers with Active Duty Checking accounts will see their pay posted overnight on Thursday, 11 April 2019, to be available for use on Friday, 12 April 2019 –
Does this mean that the deposit hits tonight at midnight (4/11)? I don’t see a pending deposit like I usually do.
The pay will post overnight from Thursday to Friday. There is no set time – it varies from pay period to pay period.
Hi
I usually see a pending deposit days before my post date. As of today Apr 29, 2019 there is no such thing. Should I be worried?
Do you bank with Navy Federal? I’ve found that I often see the deposit pending, and then it disappears sometime during the day on which it will then post overnight.
I hope it all worked out for you.
Thanks for this. It turns out that Bank of America is also an early depositor. I got paid retirement pay on Friday, June 28.
Today is Thursday July 11th, my husband and I bank with NFCU and receive early active duty military direct deposits, typically today would’ve shown “scheduled deposit +amount” and listed a green – underneath the orange – indicating it is a pay day. There is not a scheduled deposit notification or any indication that we’ll receive our deposits. Should I be worried?
Good Evening!
Thanks for a great article, I have a random question. I logged into my NFCU account today and see a pending deposit from DFAS for this coming Monday 9/30) , I have an active duty account , have they changed their deposit policies or will it realistically deposit over night on Friday and I’ll see it Saturday?
Thanks in advance
I noticed that, too. I can’t say for sure, but I can’t imagine that NFCU would vary from their published pay posting schedule. A lot of people would be really upset about that! I guess we’ll have to wait and see.
I talked to an NFCU rep today, he said we get paid tonight. The recording is wrong
Are you sure?
Charles – what recording? I’m so confused!
My pay is available today, 9/28, vice the 9/30 that was on the Pending Post. This article explains why. Today is the 1 business day before my actual payday. Thanks NFCU.
Hey, so following the schedule for early Active Posting for December 2019, we are supposed to see our final paycheck of the year on the 28th. However, I opened up the Navy Federal app to check the posting date and for this month, it doesn’t even show any Early posting dates and just says mine doesn’t post till the 30th. Is this an error? I’ve called someone from Navy Federal and they said not to worry about it but I just wanted to make sure.
I just spoke with DFAS and was told all active duty pay will be delayed by a couple of days during this month (Dec 2020) so those who usually receive their pay a couple days early might not see that happen this month fyi…
I’m with USAA and haven’t received my pay.
Yes, not unexpected with the continuing resolution not being finished until Friday afternoon. Fingers crossed for tomorrow!
Hi thank you this was super helpful my husband and I knew nothing about any of this and were getting a little worried. But can you please update us on any info you find ? I’ve been searching on the internet and nothings really answering my questions. I really just wanted to know if this means that banks that normally release pay the day before regular pay day that they will release pay on the 15th instead or could it be released later ? We have an on base bank in Oklahoma and they aren’t much help on the issue.
https://www.military.com/daily-news/2020/12/14/was-your-military-pay-delayed-heres-what-happened.html
If the delay in pay was due to the resolution not being signed until Friday, why did Marines get paid while other branches didn’t? I understand they aren’t under the DFAS umbrella but this doesn’t make much sense if it was a “delay in all military pay”.
I looked in DFAS, and it reflects a “pay date” for December of 20 DEC. Here is hoping it happens before then! My assumption would be that we might see pay on Friday (18th) or potentially worse case would be in next business day which would be the 21st. Would have been nice to have received a warning from DoD or other US Government reps.
K, I suspect you’re reading the date backwards – 20 DEC 15 is the 15th of December 2020.
Is that possible?
Hello everyone, my husband left for basic training on 12/17 and was placed in ROM quarantine for what was supposed to be 2 weeks but ended up being almost 4 because someone in the ROM caught covid. I knew that he was most likely not going to be paid by the 1st of January because he got there on the 17, but shouldn’t he have been paid today the 15? I’m starting to get worried and would appreciate any help or comments that could help, thanks In advance.
Jasmine, first military paychecks usually take 4-8 weeks. Given the holidays, it sounds like it wasn’t enough time to get things set up for 15 January. I would be cautiously hopeful for 1 February but not surprised if it wasn’t until 15 February. Welcome to the military!
My girlfriend is in the Army National Guard. As of today, she has yet to receive pay for December and January. She stated this is not normal. Should be worried or is there a possibility her pay may post on 02/01/21. Thank you
While the Guard can have different pay issues, that doesn’t sound right to me. She should definitely be talking to her finance folks!
I’m a disabled veteran receiving compensation. Why has my early deposit stopped for the month of Feb. 2021 usually comes on a Friday if the 1st fall’s on a Monday?
Darren, that would be a question for your bank. Disability compensation should be paid on Monday. If your bank usually releases those funds early, it would be up to them to tell you why it didn’t happen this time.
If you use Navy Federal Credit Union, it is possible that you will see that deposit available for use tomorrow morning.
Thank You for your reply… I do bank with NFCU and all is well, deposit made at midnight Fri. Ty again.
Is the first payment while in basic training usually late?
Yes and no – The paperwork doesn’t usually get processed for a couple of weeks. I don’t know if that’s really late, but it doesn’t start immediately.
https://www.military.com/paycheck-chronicles/2010/12/02/when-will-i-get-my-first-pay-and-how-much-will-i-get-paid
Do you have a loved one who has recently left for military training?
Since my husband was paid this last Friday, do you know when his ex-wife will be receiving the direct deposit child support payments she receives from every paycheck he gets? Usually, it’s on her Relia-Card on Tuesdays at 1:30pm PST, but it hasn’t shown up yet.
Unfortunately, I’m not familiar with state systems for child support. Does his LES for March show the deductions for child support? He can call DFAS to verify that the allotment was processed. She can also contact the card issuer to understand their timelines for processing.
What has happened with previous Friday paydays?