KateHorrell

Helping Military Families Make The Most of Their Money

Services Retiree Newsletters Available To All


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Sometimes military retirees find it hard to keep up with news regarding their pay and benefits.  There is a lot of information out there!  Fortunately, the military service branches publish retiree newsletters to help their customers keep abreast of current facts. Navy The Navy Personnel Command (NPC) produces a very good retiree newsletter called Shift… | Read More…

Home Depot Veterans Discount


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This information was accurate as of the date of publication.  Please check with your local store for the most up-to-date policies. The Home Depot offers a 10% discount to veterans during the weekends of Memorial Day, Independence Day, Labor Day, and Veterans Day.  The exact dates vary each year based on the calendar. This discount… | Read More…

Smart Person Says: Katharine Whitehorn


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Teaching children about money is a big issue in many houses, and definitely in my house.  We all want to teach our children how to respect and use money to take care of themselves and others.  It is hard, and the family’s financial situation always affects the lessons the children are learning.  From British journalist Katharine… | Read More…

Family Trips Are Priceless


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Famiglia Horrell has just returned from a spring break trip, and I am dreading opening my credit card bill.bTransportation X 6 people, accommodation X 6 people, food X 6 people, tickets for stuff X 6 people…I think you get the picture.  Family trips are expensive. They are also worth every cent. As you’ve probably figured… | Read More…

It’s Not A Waste of Money, It Is Tuition


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I hate to waste money.  It makes me crazy.  I know it makes some of you crazy, too.  But we don’t live in a perfect world, and we’re not perfect people.  Preventable accidents happen, rebates don’t get sent in, and some-people-who-I-will-not-name don’t always understand their health insurance. Sometimes, you will spend money on things that… | Read More…

Every Paycheck A Fortune


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“Every paycheck a fortune.”  I love that phrase.  It brings to mind a wide variety of ideas, but usually the first thing that I think is that we are forever increasing our lifestyle to make the statement untrue. Confused? Do you remember your first paycheck, or your first paycheck after a big pay jump?  It… | Read More…

Taking Money Out of Your TSP Account


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After putting money into your Thrift Savings Plan (TSP) account, you will someday want to take distributions from your account.  There are three basic situations for taking money out of your account:  regular retirement distributions, in-service distributions, and loans (not technically a distribution.) How and When Do I Get My Money Out? Withdrawals from a… | Read More…

TSP Funds – One Is Right For You


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As a natural progression in our Thrift Savings Plan (TSP) series, we have to talk about the various investment choices available.  Once a person has decided to invest in a TSP account, they have three decisions to make: how much to contribute, whether to invest in a Traditional or Roth account, and into which TSP… | Read More…

TSP Contribution Limits and Thoughts


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When it comes to the amount that you contribute to your Thrift Savings Plan account, there are two issues:  the federal government’s TSP contribution limits, and how much you feel you can contribute.  Both are important parts of the equation, and understanding them both will help you to make an overall plan for contributions during… | Read More…

Roth or Traditional Thrift Savings Plan Accounts


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Once you’ve decided to open a Thrift Savings Plan (TSP) account, you have to choose between a traditional TSP account, and a new Roth TSP account.  The main difference between these two accounts is when you pay taxes.  If you are familiar with traditional and Roth Individual Retirement Arrangements (IRAS), you already have a head… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.