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Helping Military Families Make The Most of Their Money

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Military Retiree Medical: Tricare Prime, Select, or USFHP?

22 July 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

One of the big questions during military retirement is: Which Tricare health care coverage should I choose? Or maybe you’ve been retired for a while, and you’re wondering if the Tricare health plan you’re using is the right one for your situation? Or you’re moving to a new area and need to figure out your… | Read More…

21 Comments
Filed Under: Medical, Retirement Tagged With: medical, military, retirement, Tricare

How To Get A Refund Of The VA Home Loan Funding Fee

2 July 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Home mortgages guaranteed by the Department of Veterans Affairs (VA) are a valuable benefit of military service. One of the characteristics of a VA-backed home loan is that you have to pay a funding fee when you get the loan. However, some folks are exempt from the funding fee. If you pay the funding fee,… | Read More…

18 Comments
Filed Under: Housing, Veterans Tagged With: funding fee refund, VA funding fee, VA home loan

Should You Sell Back Your Military Leave, or Take Terminal Leave?

24 June 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

One hot topic in military finance is the selling of leave. Generally, these are folks who are separating or retiring, and they’re trying to figure out what to do with their leave. I used to have a single answer, and then I opened my mind a little, discovered that there are a lot of variables… | Read More…

4 Comments
Filed Under: Retirement, Veterans

What Is A Transition Fund, And Why Do You Want One?

20 April 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

If you’ve hung out around The Paycheck Chronicles long enough, you may have heard me talk about having a transition fund. I think I may have made up that term…maybe not. But I sure am fond of it. So what exactly is a transition fund, and why would you want one? This post is part… | Read More…

1 Comment
Filed Under: Retirement Tagged With: ETS, military, retirement

Three Things To Buy Before Your Next Move

1 April 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Moving is hard work. Whether you’re moving yourself or having someone else move you, there are a couple of tricks to make the move easier. Well, actually, there are many tricks (you can see pages and pages of them in Printables to Make Your PCS Move Smooth and Organized), but there are a couple of key… | Read More…

3 Comments
Filed Under: Moving, Overseas Tagged With: moving, PCS, tips, tricks

5 Work From Home Jobs For Military Spouses

29 March 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

My friend Joseph Hogue knows a lot about making money from home, so I asked him to write something about great work-at-home jobs for military spouses. These are great ideas, but you can find out about even more ideas at his website, MyWorkFromHomeMoney, and his YouTube channel. This guy is really smart – and really… | Read More…

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Filed Under: Spouse Careers Tagged With: work at home

Banks and Credit Unions With Early Deposit Of Military Pay

11 March 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Everyone loves getting paid, and people love getting paid early. Even when you’re financially secure, and you don’t need the money immediately, there’s a psychological boost from getting paid a day or two before the actual payday. (Not a psychologist, can’t explain why, but it’s so true!) If you are receiving pay from the military,… | Read More…

15 Comments
Filed Under: Pay Tagged With: direct deposit, early pay, military

Maintaining All Your Stuff In One State: Why It Matters Now More Than Ever

20 February 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Legal offices and financial counselors have been saying it for years: try to be consistent in demonstrating your state of legal residence. And there are always some military service members and family members who insist that it doesn’t matter, that no one has ever challenged them, and that the legal and financial folks are just… | Read More…

5 Comments
Filed Under: Taxes

We Can’t Really Have It All

16 January 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

“You can’t have it all, all at once. Who – man or woman – has it all, all at once? Over my lifespan, I think I have had it all. But in different periods of time, things were rough. And if you have a caring life partner, you help the other person when that person… | Read More…

2 Comments
Filed Under: Spouse Careers

New Law Will Make Tax Time Easier For Military Spouses

4 January 2019

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

This post has most recently been updated on 4 February 2019. The president has signed the a bill that permits military spouses to use the legal residence of their service member for purposes of taxes (and voting.) S. 2248 (115th): Veterans Benefits and Transition Act of 2018 has a provision that states: “For any taxable year… | Read More…

13 Comments
Filed Under: Spouse Careers, Taxes Tagged With: income tax, military, msrra, spouse, voting

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WELCOME!

Hi! I'm Kate! Accredited Financial Counselor®, Navy spouse, and mom of four.

Here at the blog, I talk about the financial issues that affect military families - pay, allowances, and benefits. Plus college stuff, landlording, moving, taxes. We cover a little bit of everything.

My goal is to give you the tools to make the best decisions right now, so you'll be confidently prepared for whatever comes next - whether that's a PCS move, transition to civilian life, or retirement.

So grab a cup of coffee, tea, or whatever makes you happy, and let's get to know each other.

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Affiliate Disclosure

This site does contain advertising and affiliate links. If you click on an advertisement or link, I may be compensated. I only promote companies that I love and trust. Kings High Media/KateHorrell.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com

Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.

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