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Your January Military Leave and Earnings Statement: 5 Things To Check

24 January 2023

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

While it is important to review your military Leave and Earnings Statement every month, it is extra important whenever you have any changes. This includes things like a Permanent Change of Station move, a promotion, a time-in-service or regular annual raise, or any other action that could impact your pay and allowances. While these events… | Read More…

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Filed Under: Pay

Home of Record and State of Legal Residence: Things You Need To Know

23 January 2023

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

The military can be confusing, with all its special terms and acronyms. One of the terms most often misused is home of record. The term comes up in questions about taxes and driver’s licenses and final moves. On rare occasions, when talking about final moves, it’s being used properly. The other 99.9% of the time,… | Read More…

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Filed Under: Spouse Careers, Spouses, Taxes

Tax Deductible Moving Expenses for Military

21 January 2023

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Tax Deducible Moving Expenses for Military PCS Moves

PCS moves are expensive.  Even with all the allowances, you’ll sometimes have some out-of-pocket expenses, especially if you have pets. Thankfully, unreimbursed moving expenses can be deducted from your income taxes, and they’re a most valuable type of deduction. Disclaimer: No article can address every specific tax situation. Do not make any decisions based solely… | Read More…

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Filed Under: Moving, Taxes

Your Military Family’s Everything-You-Need Binder

10 January 2023

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

After several long years and 100s of revisions, my Everything-You-Need binder is finally available for purchase! This great tool will make your life more organized and provide  What Is This Binder? The Everything-You-Need binder is a 126-page PDF. It has sections for every aspect of your life EXCEPT deployment and PCS moves – there are… | Read More…

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Filed Under: Personal Finance

February Military Scholarships for Service Members, Spouses and Kids

2 January 2023

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

This February Military Scholarship post is part of my ongoing Military Scholarships series. As long as you’re stuck in the house hiding from the cold, you should be applying for these military scholarships! As with any other scholarship resource, please verify eligibility requirements, application processes, and due dates. While we do our best to ensure… | Read More…

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Filed Under: Education

Your 2023 Financial Plan in One Printable Page

1 January 2023

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

If you’re in the military community, you’ve probably heard some sayings about planning. For example, “Fail to plan, plan to fail.” Or, “The plan is nothing, the planning is everything.” Or my personal favorite, “It takes as much energy to wish as it does to plan.” That last one is Eleanor Roosevelt. She said some… | Read More…

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Filed Under: Personal Finance

Military Dislocation Allowance and 2023 Rates

27 December 2022

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Dislocation Allowance (DLA) is a military allowance designed to partially reimburse service members for some of the costs incurred when relocating a household. It is authorized for PCS moves, when ordered to move into military housing for the government’s convenience, and when evacuated from a duty station. The Joint Travel Regulations (JTR), Chapter 5, Section… | Read More…

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Filed Under: Moving

2023 Retired Military Paydays – With Printables

26 December 2022

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Retired Military paydays are once a month. Military retirement pay is paid on the 1st of the month, unless the 1st is on a weekend or holiday, in which case it is paid on the previous business day (the last business day of the previous month.) Military retirement pay is paid in arrears, meaning that… | Read More…

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Filed Under: Pay, Retirement

2023 Military Basic Allowance for Housing Rates

14 December 2022

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

2023 military basic allowance for housing rates are out! Go see! (iPhone users reading this on Facebook, you may need to open this page using the three dots instead of clicking through from Facebook. Not on an iPhone? Right-click, select “copy link address,” and put it into a new tab. I wish I could fix… | Read More…

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Filed Under: Housing

Five Things You Need To Know About The New BAH Rates

13 December 2022

This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Military families across the country are waiting anxiously to see what their Basic Allowance for Housing (BAH) rates will be in 2023. (The new bah rates are usually announced on or around 15 December.) With housing prices going up significantly in many areas, many have their fingers crossed for a big increase for next year. Here… | Read More…

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Filed Under: Housing

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WELCOME!

Hi! I'm Kate! Accredited Financial Counselor®, Navy spouse, and mom of four.

Here at the blog, I talk about the financial issues that affect military families - pay, allowances, and benefits. Plus college stuff, landlording, moving, taxes. We cover a little bit of everything.

My goal is to give you the tools to make the best decisions right now, so you'll be confidently prepared for whatever comes next - whether that's a PCS move, transition to civilian life, or retirement.

So grab a cup of coffee, tea, or whatever makes you happy, and let's get to know each other.

Your Military Family's Everything-You-Need Binder
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This site does contain advertising and affiliate links. If you click on an advertisement or link, I may be compensated. I only promote companies that I love and trust. Kings High Media/KateHorrell.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com

Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.

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