KateHorrell

Helping Military Families Make The Most of Their Money

Are You Ready To Be A Landlord? Five Questions You Need to Answer


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In the military, we face this decision more than most folks.  We buy a house because we intend to stay in it for a while.  We hope that we can hold it long enough to actually have prices rise over time, then either rent it or sell it for a profit.  Then life gets in… | Read More…

Using Credit Cards Overseas


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Traveling to another country is fun, but it can also be complicated.  Military families spend a lot of time overseas, whether stationed there, on deployment, or just for fun.  In many cases, credit cards are the easiest and most economical way to pay for things while in traveling.  Credit cards aren’t without their own issues,… | Read More…

What Financial Health Means To Me #FinHealthMatters


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Financial health means being able to care for the people you love. This year, I’ve had more times than usual to be thankful for financial health.  My beloved grandfather, age 95, had a stroke the first week in January.  He has almost completely recovered, thankfully, but it was a very potent reminder of why financial… | Read More…

Everything About The Blended Retirement System


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

It’s 2018, and the military’s new Blended Retirement System (BRS) has begun. What is the BRS and what does this mean to you? Who Does This Affect? Let’s start with the most basic question:  who is affected by the implementation of the BRS?  Two groups are affected: People who join the military after 1 January… | Read More…

Save Money With Military Benefits On Your Credit Cards


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Imagine checking your mailbox and finding a check from your credit card company.  How cool would that be?  Pretty cool.  And it could be you! There’s a lot of conversation, and confusion, about the Servicemember’s Civil Relief Act (SCRA) and how it applies to interest on credit cards.  In large part, the confusion is because many… | Read More…

How To Budget If My Paycheck Always Changes


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

You’ve just opened your bank app to check your pay deposit, and it’s a different amount – again!  How are you supposed to plan when you can’t predict how much your paycheck is going to be? Everyone knows that it is easier to put your money in the right places if you have a plan…. | Read More…

Retiring Military: Should You Choose SBP?


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

This post is part of a larger series about the Survivor Benefit Plan. Here’s the complete list of posts. Everything About The Survivor Benefit Plan Understanding the SBP-DIC Offset Life Insurance or SBP? Asking The Right Questions Retiring Military: Should You Choose SBP? 10+ Places To Learn About The Survivor Benefit Plan The Survivor Benefit… | Read More…

The Best Online Shopping Rebate Sites


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

The holiday season is here, and many of us are shopping online.  While most people usually remember to look for coupon codes, many people don’t know that they can earn rebates on nearly all their online shopping. Here are the best online shopping rebate sites available right now.  They all work generally the same way…. | Read More…

What Military Landlords Should Know About Section 1250 Depreciation


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This post was contributed by my friend Forrest Baumhover, a Certified Financial Planner® with Lawrence Financial Planning. This is tricky stuff – hearing it explained different ways can make it easier to understand. I’ve written about the same subject at Understanding Depreciation Recapture Taxes on Rental Property. Just because you joined the military, you shouldn’t have… | Read More…

My Military Moving System Fix


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Last month, NPR republished a story on how the military doesn’t have much control over the system that handles moving household goods of service members who receive Permanent Change of Station (PCS) orders.  I think we’d all agree that is a relatively true statement.  Or complete understatement.  Either way.  The generally consensus is that the… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.