KateHorrell

Helping Military Families Make The Most of Their Money

Kate Rants: Parents, Don’t Set Your Kids Up For Failure By Letting Them Get Into Too Much Debt For College


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It’s no secret that college is expensive, and that excessive student loans are creating a lot of hardship for many people in the United States. I see a big trend towards blaming the colleges and the loan companies for this situation, but I see it differently. I’ve been mulling over the post for a couple… | Read More…

Security Clearances Are Changing: Why You Need To Keep Your Credit Clean & How To Do It


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As the Department of Defense takes over the processes of issuing and maintaining security clearances, the system is going to become more automated and, in some ways, more thorough. On part of this automation will include more and ongoing checks on the financial fitness of those who hold a security clearance. With this new scrutiny, it’s… | Read More…

Southern California Tolls and Military Families


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

It’s getting harder and harder to drive around the country and not get stuck with in a situation where there’s a toll and the only way to pay is with a toll program that you don’t have! It’s frustrating to get stuck with a big bill, and the area between Los Angeles and San Diego… | Read More…

Everything About Tricare Young Adult


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

One of the trickiest parts of having young adult children is making sure that they have access to health insurance. While the Affordable Care Act (ACA) mandated that insurance companies extend children’s coverage to age 26, that mandate doesn’t apply to Tricare because technically Tricare isn’t insurance. And federal law prohibits kids from remaining on… | Read More…

Life Insurance or SBP? Asking The Right Questions


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

At least once a day, someone asks me some variation of the same question: “I’m trying to decide whether to get life insurance or take the Survivor Benefit Plan (SBP.) What do you think?” And at least once a day, I type out a multi-paragraph answer. And honestly I don’t have that much time every… | Read More…

My Kid Saved At Least $100 On Her Textbooks In Less Than 15 Minutes


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Yesterday, I had a proud parenting moment. One of my kids texted me the night before and said, “I got my book list. Can you help me find the best prices?” She’s been pretty good about renting and buying used and getting some on Amazon, but I hadn’t felt that we’d put forth our best… | Read More…

You Don’t Have To Carry Credit Card Debt To Have A Great Credit Score


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

There are a lot of myths and misconceptions about how to have a great credit score. The biggest myth I hear, a lot, is that you have to carry a balance on your credit cards in order to have a great score. Well, today I am here to present proof that isn’t true. A very… | Read More…

Kate Rants: Money Isn’t Everything


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

In this world of “having it all,” it can be a hard to remember that we can’t, in fact, have it all. At least, we can’t have it all at the same time. And that’s okay. When it is not okay is when your actions don’t align with your beliefs. I’ve been struggling since I… | Read More…

Making Money At Home Doing Online Surveys


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Sometimes, getting a part-time job or starting a small business isn’t an option. What if you could make a little bit of money without leaving your sofa? Answering online surveys is a way to do that.   You’re probably not going to make enough to pay the rent, but you may make enough to pay… | Read More…

Understanding Changes to Military Dental and Vision Coverage


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Related article: How To Pick A New Retiree Dental Plan In case you haven’t heard, there are some big changes happening to retiree dental and active duty and retiree vision coverage in 2019. And those changes require you to make some decisions and take some action in 2018, so don’t think, “I’ll deal with this later.”… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.