KateHorrell

Helping Military Families Make The Most of Their Money

What Financial Health Means To Me


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One of the biggest surprise benefits of financial health is that you have the freedom to be there for the people you love. This is a re-write of a post from 2017, so you’ll see “recent” references to things that happened that year. But rewriting it is thanks to a great Twitter conversation that I… | Read More…

Why Does My Mortgage Payment Change From Year To Year? How Mortgage Escrow Works


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One of the most confusing parts of having a mortgage is understanding how the payment on your fixed-rate mortgage can change, usually every single year. In order to understand why your payment changes, you need to know your escrow account works. An escrow account is an account that pays different bills related to the property…. | Read More…

October Military Scholarships for Service Members, Veterans, Spouses and Kids


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This post is part of my ongoing Military Scholarships series. October is still part of the slow season for due dates, but there are scholarships opening up every day. Be sure to check back! Rees Scholarship Foundation – Veterans Program Deadline: 1 October 2022 Description: Must be a veteran enrolled in an Heating, Ventilations, Air… | Read More…

Understanding The Military Spouses Residency Relief Act and How It Applies To State Taxes


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The Military Spouses Residency Relief Act (MSRRA) is an important law, but it is very misunderstood. Passed in 2009, it is actually an amendment to the Servicemember’s Civil Relief Act (SCRA) to provide certain specific protections to some military spouses. It was further updated in 2018 to include new protections for all military spouses. It… | Read More…

Making More Money On Your Money


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Once you’ve gotten out of debt and built up a little bit of savings, then there is a whole new challenge: Earning some actual interest on your saved money. Interest rates have been low for many years. With high inflation, it is a challenge to keep your buying power. It is even harder to grow… | Read More…

How To Budget With Overseas Housing Allowance


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When you live overseas, off-base, you receive an Overseas Housing Allowance. OHA pays for your rent (up to a limit) and also provides you with an allowance for your utilities. There are two tricky things about OHA. The amount of dollars paid changes every month, with the exchange rate, and the bills it is supposed… | Read More…

Save On Groceries with Checkout 51 – Even at the Commissary


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I wrote this Checkout 51 review many years ago. Given the price of groceries today, it seems like a good time to bring it up in the queue. There are many innovative programs that allow you to save a little money through rebates/coupons on products that you are already buying. I’ll be writing about them… | Read More…

September Military Scholarships for Service Members, Veterans, Spouses and Kids


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

This post is part of my ongoing Military Scholarships series. September is still in the slow season, but there are still enough scholarships this month to keep you fairly busy. New Hampshire Higher Education Scholarships for Orphans of Veterans Deadline: 01 September 2022 Description: Applicant must be the child of a New Hampshire service member… | Read More…

Where Do Military Kids Get In-State Tuition?


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A perennially hot topic is “Where can my military kid get in-state tuition?” There is a ton of misinformation out there. Some of it is based on ever-changing federal laws, and also the fact that beyond the federal guidelines, every state makes its own rules, and sometimes even different schools within a state have their… | Read More…

Everything About Tricare Young Adult


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One of the trickiest parts of having young adult children is making sure that they have access to health insurance. While the Affordable Care Act (ACA) mandated that insurance companies extend children’s coverage to age 26, that mandate doesn’t apply to Tricare because technically Tricare isn’t insurance. And federal law prohibits kids from remaining on… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.