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Housing Want vs. Housing Needs: What’s Really Important?

10 April 2014

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Disclaimer: This post may contain affiliate links, from which I may earn money. As an Amazon Associate, I earn commissions from qualifying purchases. All opinions are my own, and I only promote products that I use and love!

Identifying your housing needs is a great first step in the process of finding a place to live. Just be sure not to blur the line between need and want.

A friend-of-a-friend recently posted something very similar to this on Facebook:

We’re moving to the Tampa area, and we are looking for a house with the following features:  four bedrooms, three baths, two car attached garage, schools rated at least a 9 on Great Schools, less than 20 minutes to MacDill, a large, level, fenced back yard, and willing to do a three year lease.

I have to admire him; he had identified his needs and was looking for a house that was going to fit his needs exactly. Good for him.

Then, in the comments, there were links to a wide variety of houses that fit the descriptions. An in response to every link, the original poster found fault: not available at the right time, too expensive, whatever.

Dude.

Maybe you need to decide what is really important to you. There is a big difference between a want and a need. And seriously, you can’t classify all those things as needs.  It just won’t work.

Is it the three year lease? Great. Be flexible with the other stuff.

Do you absolutely have to be within 20 minutes of MacDill? Okay, you might not get the price you want.

Are schools your highest priority? Then flex a little with the other stuff.

It’s great that this person has identified his wants so clearly, but I think he’s mis-stepped with his implementation. The fact is, you’re unlikely to find each and every feature when you’re looking for a rental house. The same thing is true of any other major decision: buying a car, choosing a college, getting married. They all require compromise and assessment of your true priorities.

Part of growing up is realizing that you can’t have everything, all the time. Otherwise, you’ll never be happy.

Sure, I want to live in a safe, family-friendly neighborhood, with a pool and National Blue Ribbon schools, and have it be 10 minutes walking to the Pentagon, and have six bedrooms and four bathrooms and be $2400 per month. And I want the bathrooms and kitchen to be modern. (I really hope you are all laughing a little right now.)  Ridiculous? Absolutely.

Identifying your wants is great, but more importantly, you need to identify the one or two that are truly your highest priorities. Flex a little on the rest, and you’ll be a lot happier. (And I suspect the people around you will be a lot happier, too.)

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2 Comments
Filed Under: Housing

Comments

  1. Gerald Zeigler says

    16 February 2017 at 3:08 pm

    We are struggling with this right now. We are in the early stages, learning the lay of the land via the internet. We are spending quite a bit of time looking at houses we know we can’t lease yet, because we are too far out. However, it helps us set expectations. Traffic and time is of primary concern, so we will definitely have to give on price to get the location, which goes against my nature. But I know what will help us the most with quality of life. We may have to give on 3 bathrooms to 2 1/2, which one would think isn’t that much of a sacrifice, but I am certain that having a girls bathroom and a boys bathroom has reduced conflict over the past 3 years. But the most difficult part is finding a rental that will accept 3 dogs – 1 large and 2 medium sized. That will limit our options more than anything, but we fully realize that. We expect that our research and diligence now will allow us to make the decision faster when we see something that does meet our needs, but may not be ideal.

    Reply
    • Kate Horrell says

      20 February 2017 at 11:22 am

      Thanks for your comments, Gerald. Those pets, so loved, certainly impact the housing decisions we get to make. I hope you have a very smooth move!

      Reply

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Welcome

Hi! I'm Kate! Accredited Financial Counselor®, Navy spouse, and mom of four.

Here at the blog, I talk about the financial issues that affect military families - pay, allowances, and benefits. Plus college stuff, landlording, moving, taxes. We cover a little bit of everything.

My goal is to give you the tools to make the best decisions right now, so you'll be confidently prepared for whatever comes next - whether that's a PCS move, transition to civilian life, or retirement.

So grab a cup of coffee, tea, or whatever makes you happy, and let's get to know each other.

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