You’ve probably heard of Thomas Jefferson: principal author of the Declaration of Independence, third President of the United States, lawyer and diplomat. He’s reported to have been a pretty smart guy. I love how succinctly everything hundreds of personal financial gurus teach:
Never spend your money before you have earned it.
Can’t get much simpler than that, can you? President Jefferson is saying not to have debt. As we all know, debt is a huge obstacle to getting ahead financially, and it is also emotionally draining.
If only we all listened.
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