KateHorrell

Helping Military Families Make The Most of Their Money

When Is The Next Military Payday?


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The next regular, active duty payday is Monday, 1 October 2018. But what most military members want to know is, “When will that pay show up in my bank account?” With the payday being on a Monday, things are always a little tricky. Well, that depends. Most military members will have their military pay deposited… | Read More…

Security Clearances Are Changing: Why You Need To Keep Your Credit Clean & How To Do It


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As the Department of Defense takes over the processes of issuing and maintaining security clearances, the system is going to become more automated and, in some ways, more thorough. On part of this automation will include more and ongoing checks on the financial fitness of those who hold a security clearance. With this new scrutiny, it’s… | Read More…

Southern California Tolls and Military Families


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

It’s getting harder and harder to drive around the country and not get stuck with in a situation where there’s a toll and the only way to pay is with a toll program that you don’t have! It’s frustrating to get stuck with a big bill, and the area between Los Angeles and San Diego… | Read More…

Kates Rants: Military Families Need Emergency Funds, Too


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Once upon a time, I used to think that our family didn’t need a big emergency fund because my husband is in the military.  Payday comes twice a month, and the possibilities of him getting kicked out in a short amount of time are small, right? As I’ve gotten older, I’ve come to realize just… | Read More…

We Did The T-Mobile Military Deal. It’s Amazing.


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

T-Mobile offers 20% off a single line, 50% off family lines for military and veterans. You may have heard me say that I think cellular phone service is outrageously priced in America. After 5 years of living in Europe, where we spent maybe $30 a month on cell phone service, I was shocked when we came… | Read More…

From The Mailbag: Term Life Instead of SBP


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

The Survivor Benefit Plan is a very important topic in financial planning for the retired military family, and it’s awfully complicated. There is no single right answer, and even the exact same situation can be viewed from multiple perspectives. While this seems like a question that can be answered simply by math, there is also… | Read More…

Printables to Make Your PCS Move Smooth and Organized


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Alright, folks…it’s been a long time coming, but here is my shockingly long guide to packing up your house and life for a Permanent Change of Station (PCS) move!  It is so long that I’ve actually had to make a table of contents to help you navigate.  If you can’t see a full table of contents… | Read More…

2018 USAA Military Pay Deposit Dates – With Printables


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Curious when you’ll see this next paycheck in your account? See When Is The Next Military Payday? for more information. Hot news! Don’t miss this important change to how your financial situation may affect your security clearance! As a benefit to their military customers, USAA credits anticipated military pay one business day prior to the… | Read More…

2018 Active Duty Military Paydays – With Printables


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Note: I’ll publish the USAA and retirement calendars as soon as I figure out the problem with my images 🙂  Thanks for your patience! It’s almost 2018, and lots of us are planning our financial year. It’s easier when you know when you’ll get paid! While military pay is relatively easy, there can be some… | Read More…

Financial Advice for New Military Spouses (and the rest of us)


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Occasionally, I’m fortunate enough to get to talk to some new, or new-ish, military spouses.  There’s so much to know about money in general, and money and the military can be particularly tricky.  I usually have a limited amount of time, and I struggle to decide on the most important topics to discuss.  I want… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.