KateHorrell

Helping Military Families Make The Most of Their Money

When Is The Next Military Payday?


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It’s a long pay period – really long. The next regular, active duty payday is Wednesday, 1 August 2018, which is 19 days from the last payday. That can be tough on even the most organized of spending plans. Which leads us to the big question: when is that pay going to show up in your… | Read More…

Kates Rants: Military Families Need Emergency Funds, Too


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Once upon a time, I used to think that our family didn’t need a big emergency fund because my husband is in the military.  Payday comes twice a month, and the possibilities of him getting kicked out in a short amount of time are small, right? As I’ve gotten older, I’ve come to realize just… | Read More…

We Did The T-Mobile Military Deal. It’s Amazing.


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

You may have heard me say that I think cellular phone service is outrageously priced in America. After 5 years of living in Europe, where we spent maybe $30 a month on cell phone service, I was shocked when we came back to America. Even getting ridiculously good plans on Ting and Republic Wireless (their… | Read More…

From The Mailbag: Term Life Instead of SBP


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

The Survivor Benefit Plan is a very important topic in financial planning for the retired military family, and it’s awfully complicated. There is no single right answer, and even the exact same situation can be viewed from multiple perspectives. While this seems like a question that can be answered simply by math, there is also… | Read More…

Printables to Make Your PCS Move Smooth and Organized


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Alright, folks…it’s been a long time coming, but here is my shockingly long guide to packing up your house and life for a Permanent Change of Station (PCS) move!  It is so long that I’ve actually had to make a table of contents to help you navigate.  If you can’t see a full table of contents… | Read More…

2018 USAA Military Pay Deposit Dates – With Printables


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Curious when you’ll see this next paycheck in your account? See When Is The Next Military Payday? for more information. As a benefit to their military customers, USAA credits anticipated military pay one business day prior to the actual payday, provided they receive the pay deposit information from the appropriate finance agency.  Each year has a… | Read More…

2018 Active Duty Military Paydays – With Printables


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Note: I’ll publish the USAA and retirement calendars as soon as I figure out the problem with my images 🙂  Thanks for your patience! It’s almost 2018, and lots of us are planning our financial year. It’s easier when you know when you’ll get paid! While military pay is relatively easy, there can be some… | Read More…

Financial Advice for New Military Spouses (and the rest of us)


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Occasionally, I’m fortunate enough to get to talk to some new, or new-ish, military spouses.  There’s so much to know about money in general, and money and the military can be particularly tricky.  I usually have a limited amount of time, and I struggle to decide on the most important topics to discuss.  I want… | Read More…

Understanding The Military Spouses Residency Relief Act


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The Military Spouses Residency Relief Act (MSRRA) is important law, but it is very misunderstood.  Passed in 2009, it actually amends the Servicemember’s Civil Relief Act (SCRA) to provide certain specific protections to military spouses.  It can provide great benefits to military spouses, particularly in the area of state taxes, but there is lot of… | Read More…

How To File For An Income Tax Extension, Military-Style


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Get a simple, free tax extension to get more time to file your federal tax return. The deadline to file your federal income tax returns is Tuesday, 18 April 2017.  Each year, more than 10 million Americans aren’t ready to submit their returns on that date, and file for an automatic extension of the tax… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.