KateHorrell

Helping Military Families Make The Most of Their Money

Banks and Credit Unions With Early Deposit Of Military Pay


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Everyone loves getting paid, and people love getting paid early. Even when you’re financially secure, and you don’t need the money immediately, there’s a psychological boost from getting paid a day or two before the actual payday. (Not a psychologist, can’t explain why, but it’s so true!) If you are receiving pay from the military,… | Read More…

Blue Star Family Survey : Spouse Employment Is Important


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While you’re reading this, I’m on my way to the official release of the Blue Star Families annual survey of military families. While I’ve only seen the highlights (more to come!), the one piece that jumped out at me is that 70% of military millennials think that two incomes are vital to a family’s well-being…. | Read More…

Kate Rants: If Your Rental Is Not Making Money, Stop Saying “It’s A Good Investment”


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As a financial educator, and a military landlord myself, I spend a lot of time talking to military families about their rental houses. In almost all cases, these are houses that the family bought at a duty station, and then rented out when they PCSed away from the area. Maybe that was the plan all… | Read More…

New Law Will Make Tax Time Easier For Military Spouses


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This post has most recently been updated on 4 February 2019. The president has signed the a bill that permits military spouses to use the legal residence of their service member for purposes of taxes (and voting.) S. 2248 (115th): Veterans Benefits and Transition Act of 2018 has a provision that states: “For any taxable year… | Read More…

Everything About Dislocation Allowance (DLA) & 2019 Rates


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

Planning a move? Make it a smooth move with Printables to Make Your PCS Move Smooth and Organized. Dislocation Allowance (DLA) is a military allowance designed to partially reimburse service members for some of the costs incurred when relocating a household.  It is authorized for PCS moves, when ordered to move into military housing for the government’s… | Read More…

10 Things To Do During A Government Shutdown


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

For those of you not affected by THIS shutdown, read this article so you’re not in a bind next time it happens: 12 Ways to Prepare For The Next Government Shutdown It’s happened again: Congress has failed to pass a spending bill, and part of the federal government has shut down. Unfortunately, the part that has… | Read More…

Will This 2019 Government Shutdown Affect Military Families?


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Current situation, 1/17: The Coast Guard did not receive pay on 1/15, and will not be paid until either a) the shutdown ends or b) a bill is passed to pay Congress. Coast Guard Retirees may not be paid on time at the end of January. With a partial government shutdown effective midnight last night,… | Read More…

Blended Retirement System: How To Choose Between The Military’s Retirement Systems


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

This post was sponsored by USAA as part of the military personal finance bloggers #BRSBlitz education campaign. As 2018 comes to a close, there is a lot of stuff going on. We’re preparing for various holidays, some people are moving, and there is a general last minute rush to get things done before the end… | Read More…

2019 Active Duty Military Paydays – With Printables


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While military pay is relatively easy, there can be some tricky bits. Military pay days are on the 15th of the month and the first of the following month, except when the 1st or 15th fall on a weekend or federal holiday. Then, the payday shifts to the business day prior to the weekend and/or… | Read More…

How Much Should Military BAH Pay For?


This post may contain affiliate links, from which I may earn revenue to support this free site. All opinions are my own, and I only promote products that I use and love!

I was at a really great military spouse event on Wednesday (thanks, USO!) and someone mentioned that BAH doesn’t always cover the cost of housing. It’s true that a lot of military families spend more than their BAH on housing. I hear things like this all the time, something along the lines of “I don’t… | Read More…

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Disclaimer

Kate does not represent the Department of Defense, the Department of Veterans Affairs, or any government agency. This blog is strictly for informational and entertainment purposes only. The content on this site should not be considered professional financial or legal advice. I may receive compensation through affiliate or advertising relationships from products mentioned on this site. All reviews on this site represent the personal opinions of the author. All references to third party products, rates, and offers may change without notice.