2026 USAA Active Duty Military Pay Deposit Calendars are here! I know y’all thought I was never going to get these done 🙂
Looking for information on the upcoming paycheck? Find details at When Is The Next Military Payday?
To my ongoing surprise, USAA military pay dates continue to be the most frequent search here at KateHorrell.com. USAA will credit military pay two business days prior to the actual payday, if they receive the pay deposit information in time from the Defense Finance Accounting Service, . Because of weekends and holidays, two business days prior to the actual payday can be up to five calendar days early.
The 2026 USAA Pay Dates Calendars
Here are your 2026USAA pay dates calendars. For each option, you can either:
- Click on the image to make it larger, then save it to your computer, and print it.
- Save the PDF copy and print it.
I’ve eliminated the Google Docs version from previous years because people were confused by the “make a copy” directions and that was causing frustration. If you want it in Google Doc, let me know I’ll do it just for you! (Email me at kate at katehorrell.com)
Because of the way weekends and holidays work, every year has a couple of very long pay periods in it. They’re a lot easier to manage if you are prepared for them. If you get paid two business days early with USAA, here are your long pay periods for 2026:
March end-of-month pay period, Wednesday, 11 March 2026 to Monday, 30 March 2026: 19 days
June end-of-month pay period, Thursday, 11 June 2026 to Monday, 29 June 2026: 18 days
September end-of-month pay period, Friday 11 September 2026 to Tuesday 29 September 2026: 18 days
November end-of-month pay period, Tuesday 10 November to Friday, 27 November: 17 days
As always, please let me know if you have technical difficulties or think you spot an error. No matter how many times they are proofread, something always gets through! kate@katehorrell.com
The Black and White Printable 2026 USAA Military Pay Calendar
Here is the link to get the PDF: 2026 USAA Active Duty Military Pay Deposit calendar.
The Printable 2026 USAA Pay Dates List
Here is the link to get the PDF: 2026 USAA Active Duty Military Pay Deposit Dates List
The Color Printable 2026 USAA Pay Calendar
Here is the link to get the PDF: 2026 USAA Military Pay Deposits Color Calendar
I’ll keep the 2025 calendars up until we get into 2026.
The 2025 USAA Pay Dates Calendars
Here are your 2025 USAA pay dates calendars. For each option, you can either:
- Click on the image to make it larger, then save it to your computer, and print it.
- Save the PDF copy and print it.
- Save the word copy and print it.
I’ve eliminated the Google Docs version from previous years because people were confused by the “make a copy” directions and that was causing frustration. If you want it in Google Doc, let me know I’ll do it just for you! (Email me at kate at katehorrell.com)
Because of the way weekends and holidays work, every year has a couple of very long pay periods in it. They’re a lot easier to manage if you are prepared for them. If you get paid two business days early with USAA, here are your long pay periods for 2025:
April 2025 end-of-month pay period: 11 April to 29 April – 18 days
July 2025 end-of-month pay period: 11 July to 30 July – 19 days
September 2025 end-of-month pay period: 11 September to 29 September – 18 days
October 2025 end-of-month pay period: 10 October t0 29 October – 19 days
December 2025 end-of-month pay period: 11 December to 29 December – 18 days
As always, please let me know if you have technical difficulties or think you spot an error. No matter how many times they are proofread, something always gets through!
The Black and White Printable 2025 USAA Military Pay Calendar
Here is the link to the PDF: 2025 USAA Military Pay Dates Calendar Black and White
If PDFs aren’t your thing, let’s try Microsoft Word. Here is the link to the Microsoft Word document: 2025 USAA Military Pay Dates Calendar Black and White
The Printable 2025 USAA Pay Dates List
Here is the link to the PDF: 2025 USAA Military Pay Dates List
Here is the link to the Microsoft Word document: 2025 USAA Military Pay Dates List
The Color Printable 2025 USAA Pay Calendar
Here is the link to the PDF: 2025 USAA Military Pay Dates Calendar Color
Here is the link to the Microsoft Word document: 2025 USAA Military Pay Dates Calendar Color
Frequently Asked Questions
I get a lot of questions about military pay and early direct deposit. Here are some of the most common questions I receive:
What Time Does USAA Deposit Military Pay?
There’s no specific time that pay is available for use. In general, it is available somewhere between 4 am and 6 am US Central time.
Will USAA Credit Deposits Early Over Holiday Weekends?
USAA’s policy is to credit pay deposits two business days prior to the date that they’re expecting to receive that deposit. Of course, this means that they need to know that the deposit is coming. Usually, the Defense Finance and Accounting Service (DFAS) sends that information several days before the payday. If the information comes late, it may not be possible to make payments early.
When Could Military Pay Be Delayed?
In general, the military receives their paycheck on a regular, twice-a-month schedule. However, military pay could be affected if there are any budget issues in the government, such as a debt ceiling, budget issue, or government shutdown, that pay could be delayed.
Thanks for your hard work on this. This information used to be only found after hours on the phone talking to supervisor after supervisor and being bounced back and forth between the bank and DFAC
It should be noted that occasionally (rarely – but it does happen), someone in the pay dept. in the military goes home or on vacation without hitting that “send” button and pay doesn’t show up early. It has never ever failed to be posted on the actually military pay date when that happens. But in the last several years I think it has happened 2 or 3 times. Actually happened today. I was surprised when I checked the bank and the pay wasn’t there. I am sure it will be there on Monday. But usually what happens is they scramble at the finance office and say that members won’t allowed to be paid a day early any more. A memo gets sent out. And then next time it is business as usual and the day early pay continues at USAA. Why we get paid early at USAA (and some other banking institutions) is that the pay department actually sends the payroll out about 24 hours before payday. This is so the banks have it in their coffers to give/release on the correct business day. Most banks hold it until the actual payday (1st/ 15th). But a few (USAA included) have a policy that once they have it – they allow us access to it, citing that it is our money after all.
Tiffany, just so you don’t have mis-information: Financial institutions do not receive actual payroll funds in advance of the actual payday. They receive the information regarding the deposit early. The banks that offer early direct deposit are basically making a mini-loan of the funds that they’ll receive in the future. Then the actual pay funds are transferred to the financial institution on the actual payday.
It is USAA’s policy to credit military pay funds before payday provided they receive the information from the appropriate finance office. There are times when they do not receive this information in time to process it prior to the actual payday, as you’ve noted.
Kate, something tells me should not expect our direct deposits on the 28th of June. This is After the Holiday, the remembering of Brothers and sister, it is also mid week and there are 31 days in May.
I’m not sure why you think that USAA will not be making pay deposits on 28 June. The official policy of USAA is to credit military pay “one business day prior to the actual military payday.” The actual June end-of-month military payday is Monday, 1 July. The business day prior to Monday, 1 July is Friday, 28 June.
If you were talking about the May end-of-month pay deposit, that information is also correct. As 1 June is on a Saturday, the actual military payday is Friday, 31 May. The business day prior to Friday, 31 May is Thursday, 30 May – that’s when USAA should deposit the May end-of-month paychecks. Being the middle of the week or during the week after Memorial Day is irrelevant.
If you don’t have confidence in my list, you are welcome to use the list at USAA itself: https://communities.usaa.com/t5/Money-Matters/2019-Military-Pay-Deposit-Dates/ba-p/198947
Had a mix up there sorry
No payment May 12th or 13th so far. 🙁
Anissa, have you checked your mid-month net pay advice statement on myPay? You should verify that there is pay due, and that the bank account information is correct.
Is there a chart for the va disability pay dates or is it all the same
It’s not a big deal because you’ve done an amazing job on the calendar and website, but the dates are wrong on the month of April
Kaci – thanks for letting me know. Can you tell me where exactly? I’m not seeing it. Thank you!
93 April is the only thing I see wrong.
I’d like to say thank you. We are va paid, so our pay follows the active duties 1st of the month pay day. I run all our pay says and how many meals I have to buy based on your calendar, it’s never let me down. Thank you very much.
Your USAA pay date for mid month June is wrong, you have the 30th instead of the 14th
It’s there, look at the charts at the bottom. (Listed chart and color chart.) Also, Go Hawks.
Hey! Just mentioning you have June’s mid month payday as June 30th.
No pay so far today, July 31. Between summer and vacations, I’ve been counting my pennies to get to today! I really hope they get that pay through. Our First Command allotments were available Friday!
Elizabeth, hope your pay showed up. It an be any time during the day 🙂
Will you be doing 2019 soon?
Probably mid-October to early November? Do you need some specific information sooner?
No, I was just doing my 6 month budget and was curious. I can wait! Thanks for doing this by the way— it’s VERY helpful!
Thank you for doing these! Just printed the 2019 version!
Please let me know if (when) you find a mistake! I feel so confident that they’re 100% right this year, but I thought that last year, too 🙂
Good evening! I have a question about this week.
Since we have USAA does that mean we get paid this Friday, Dec 28th? Because everyone else gets paid on the 31st?
I just stumbled upon your site, surfed the usaa pay anticipated schedule. Great stuff! Great work! I see there is more yet to look through;)
Since the first and the 31st are considered holidays would we get paid Friday the 28th?
Bille, the 31st is not a holiday.
Awesome work! Thanks for the dedication making this! It removes alot of awkward phone calls to supervisors for 24/7 shift workers, thanks!!
Did you see that the USAA website has March 28th, 2019 as the April 1st pay date?
Sarah – that’s crazy! I’ve emailed my USAA people to find out what’s up! Thanks for pointing that out 🙂
I think the end month March date is incorrect
I have one of my USAA contacts looking into it, because I think *their* calendar is incorrect. I’m waiting for a response 🙂
Good morning, have you found out? Obviously it’s the 28th and I don’t have my direct deposit. I’m sure they meant tomorrow, March 29, 2019.
Zondra – USAA’s website now says that the early direct deposit day is tomorrow. I hope you weren’t counting on that money!
Thank you so much for your quick response. No, I manage my money correctly, thankfully I didn’t need the deposit today. I pretty much knew it had to be the 29th. Or maybe USAA was being generous.. Not!!!!
Thank you. This is awesome! I always look at these
Hi Kate! Did you hear back from your USAA source? I’m thinking USAA flubbed. 🙂
I got a quick note saying that they’re “looking in to it.” I think you’re right 🙂
Hi Kate! I’m seeing some charts that say March 28th as the USAA day or deposit and others that are the 29th. Could you please clarify which is correct? Thanks so much.
Brandon – I just looked at USAA has changed their webpage. The information here is correct. Thanks for asking!
Looks like the same issue for April…I’ve seen calendars that say 12 Apr and 13 Apr, which is strange given the latter is a Saturday. Today is the 12th and there was no pay in my account this morning.
Hi Rebecca, You’re right – it seems like there was also a mistake on this payday. But rest assured, pay should come in today. It can come at any time across the day. I know people get used to it being deposited early in the day, but that’s not guaranteed and sometimes it doesn’t happen until later. I hope that helps.
I notice that the month of August lists only 30 days, when it’s a 31 day month …. can you update/revise? 🙂
I could, but I won’t. It doesn’t affect the readability or accurateness of the pay schedule listed. It seems a better use of my time to continue to research and teach about the many topics that still need to be covered.
On this page it says we will be paid on the 11th of October, but on usaa it says we will be getting paid on the 14th (which is Columbus day, though im not sure id are still celebrating that day) we’re getting a family day on the 11th, just trying to figure out how that pay period will work out.
Great question! I have reached out to my USAA folks for some clarification.
Great! Have they responded?
Not yet!
Some websites have this pay period as the 28th (Thanksgiving). Hopefully this pay period does come on the 27th.
Does this chart also coincide with VA disability? Thank you. Awesome calendar btw!!
I received VA pay on the 27
Not sure, but our college student received her GI Bill stipend today, on the 27th.
Will I get my va pay on friday or monday this month (december)
Should be Monday, 30 December if you usually get early direct deposit in USAA!
Pay will be Monday, December 30, 2019.
Positive it’s Monday 30th and not Friday 27th?
Pretty sure…why would it be on the 27th?
I have a question. I’m a retiree and receive disability pay, so we get paid once a month on the first. I received the email notification from USAA stating the two day early pay, does this apply to retirees as well? If so did people actually get their paycheck on the 12th?
Thanks in advance and Happy New Year!!
You’re a Godsend for doing this! Thank you, thank you, thank you!
Hello! Thank you for providing these Calendars all these years. Hope all is well. Id like to know if you have an option for iCal. So I can save it.
Any idea of when the 2022 Pay Schedule will be released?
Thank you!
As soon as I finish this final exam, Sean 🙂
Amazing! Thank you. Good luck!
When will your 2022 USAA pay dates calendar be available?
I’m taking an exam tomorrow, and I hope to get them finished within a day or two. They are VERY time-consuming!
Please check the Month of March the days are messed up. Other than that thanks for this calendar!
Hi Kate!
Thank you so much for doing these year after year! I look forward to them to keep me on track.
This year I’m having trouble finding the 2022 USAA pay-date calendar, the only one I am seeing has the actual military pay day marked.
Thanks again!
Taylor – thank you so much for noticing! You were trying the color version, right? I *think* I fixed it. Please let me know if it is still isn’t working for you!
That worked! Thank you so much.
Is there a reason navy fed gets paid today and usaa won’t get paid it until the 31st of may?
Yes. Navy Federal’s processing system requires that the day before the deposit be a business day. They put the transactions into pending on the business day, and they process overnight to be available the next morning.Therefore, they can’t ever do a deposit on a Monday, or a Tuesday after a holiday, because the previous day isn’t a business day. When the deposit is “due” on a Monday, or a Tuesday holiday, they process overnight on Friday night to be available on Saturday morning.
USAA’s process doesn’t require that the previous day be a business day.
This happens whenever the real payday is on a Tuesday (or Wednesday after a holiday) and “one day early” is Monday (or Tuesday after a holiday.)
These calendars are heaven sent. I swear by them and even send them to all my military coworkers 😂. Thank you so much for this. Since 2020 I’ve fallen in love with your site and all the effort you put into everything. Keep doing the Lord’s work 💙.
Aw, thanks Chele! I appreciate the kind words. It’s a bit of a labor of love but I’m getting faster every year 🙂
Happy new year!!
Don’t know if it’s mentioned but the calendar with the boxes on them doesn’t have August 1st pays box around July 28th. 🙂
There’s always something! Thanks for finding that. I’ll go fix now 🙂
2023 calendar is wrong for USAA early pay.
AD – can you say *what* is wrong so I can fix it?
Thanks, Kate
AD with USAA doesn’t usually get paid two days before the pay period. Example if the 15th of Jan is Sunday then Friday the 13th is payday so funds would be available 12th not the 11th. Even though I wish it was earlier
Hi Sean, On December 9th, USAA changed its policy. They will now be crediting military pay deposits two days prior to the actual payday. https://communities.usaa.com/t5/USAA-News/USAA-Bank-Launches-Pay-Two-Days-Early-Reduced-Fees-Expanded-ATM/ba-p/261997
Hi Kate!
As always, thank you for the hard work you put into this, it’s always appreciated!
Since USAA has updated their pay dates to 2 days prior, wouldn’t the end of January’s pay date be Jan 27, not Jan 30?
thanks again,
Raven
Hi Raven, Thanks for the kind words!
The regular payday is 1 February, so two business days prior is 30 January.
I hope that helps!
I didn’t think they did deposits on Mondays??
USAA does. It’s Navy Federal that doesn’t.
Will the 2024 calendar be posted soon?
Finishing it up right now!!
I have been using your pay charts for years! Will you be publishing the 2024 dates? Thank you so much!
Thank you so much for all you do. Year after year I can count on your information and hard work to help me plan and navigate the road ahead. Thank you!
Oh gosh, thanks for the kind words. I appreciate them!
I look forward to this every year! Thank you for making it so easy to stay on top of finances 🙂
I’m so glad! They are a little bit of a labor of love LOL.
I also appreciate this so much! I found your calendars several years ago and they have been a life saver! thank you so much 😊
Hi Kate,
I’ve been a follower for several years now, so I truly appreciate your effort!
I did notice a discrepancy for 2025 April End-of-Month. It shows the USAA Military Pay Deposit Date as Monday, 29 April 2025. However, Monday will be the 28th.
Great catch Kris!!! You are absolutely correct, the list view should have said Tuesday the 29th 🙂
There’s always one mistake. You’re the only person to notice that this year, so good on you!
Ive been using your calendar for financial planning since I was an airmen ages ago. I dont know how often you hear it but thank you. I truly appreciate it.
Thank you Denzel. That’s most appreciated!!!!
Love coming every year to get my calendar! I noticed a small booboo in December. You have Christmas twice and the wrong one is BOLD.
Thanks Janel! I appreciate you. No matter how many people proof-read these, there’s always something that slips through! I’ll get on that.
Thank you so much for creating this! I anxiously await each year for your calendar so I can print it out and paste it in my planner! Not all hero’s wear capes!! lol Thank you!! #2026plannerprep
Hi. The 2026 Calendar has a typo and is missing the December 24 date. There are two December 25 included in the calendar. Might be worth double checking for any other typos.
Hi Sara, Thanks for pointing that out. I will get to that if time allows, as it seems that most people can figure out that there are not two December 25ths and it does not impact the actual content of the calendar.
Thank you!
You are the only person I trust to have the right dates. Military.com said June 1 pay would hit May 27 because June 1 is a Sunday. Plenty of other sites said the same. June 1 is a Monday. You always have the correct dates and for that I thank you.